Emerging Markets/Emerging Europe Credit Risk Associate

JPMorganChase; London; On-site; GBP 60,000 - 100,000; Full time

Job summary

Join a dynamic team as a Credit Associate in London, where you'll shape the future of emerging markets. This role involves managing credit relationships, structuring transactions, and collaborating with experts in a fast-paced environment. You'll play a crucial role in facilitating trade finance and derivatives, ensuring smooth execution of transactions while maintaining a deep understanding of the political and macroeconomic landscape. This is your chance to make a significant impact and grow within a leading global financial institution.

Qualifications

• Strong credit skills with hands-on approach to analyzing credit.
• Good knowledge of banking products and transaction structures.

Responsibilities

• Serve as Credit expert for a diverse client portfolio.
• Collaborate with senior Credit Officers on complex transactions.
• Lead due diligence meetings and engage directly with clients.

Skills

Credit Analysis

Transaction Structures

Communication Skills

Analytical Skills

Interpersonal Skills

Risk Assessment

Education

Degree in Finance or related field

Job description

JOB DESCRIPTION

Join our dynamic team as a Credit Associate in the heart of London, where you'll play a pivotal role in shaping the future of emerging markets. As part of the Emerging Market (EM)/Emerging Europe team within Corporate & Investment Bank (CIB) Risk EMEA, you'll have the opportunity to work with a diverse portfolio of corporate, financial institution, multilateral, and public sector credit clients. This is your chance to make a significant impact within the larger EM Credit team.

As a Credit Risk Associate in the Emerging Markets team, you will be at the forefront of managing and developing credit relationships with key clients in the region. You will work closely with a team of experts to structure, negotiate, and document new transactions, while also managing ongoing credit relationships. Your role is crucial in facilitating trade finance and derivatives, ensuring smooth execution and syndication of transactions, and maintaining a deep understanding of the political and macroeconomic environment in the region.

Job responsibilities

1. Serve as the Credit expert for a portfolio of Financial Institutions, Corporates, and Public Sector clients in the region.
2. Take responsibility for obtaining approvals from the credit executive for new transactions, deal amendments, and ongoing portfolio management.
3. Collaborate with senior Credit Officers on complex transactions.
4. Work alongside IB coverage officers, Corporate Bankers, and product groups (FX, Derivatives, Trade Finance, Debt Capital Markets, and Commodities) during live transactions.
5. Develop expertise in the region by staying informed about the political and macroeconomic environment and maintaining in-depth knowledge of clients in the portfolio.
6. Lead due diligence meetings and engage with clients directly.

Required qualifications, capabilities, and skills

• Demonstrate strong credit skills and judgment, with a hands-on approach to analyzing credit and structure details.
• Possess good knowledge of transaction structures, documentation, and banking products to assist with and sometimes lead the execution of new deals and amendments.
• Exhibit strong communication and interpersonal skills, establishing credibility and trust with clients, product specialists, and credit executives.
• Display strong analytical and numerical skills.
• Ability to think laterally around risk, particularly outside of credit risk.
• Relevant experience in a similar position/function in a comparable environment.
• Degree qualified.

Preferred qualifications, capabilities, and skills

• Experience in emerging markets
• Familiarity with syndicated loans, bilateral loans, and complex derivatives.
• Proven track record of managing a diverse portfolio of clients.
• Ability to work effectively in a fast-paced, dynamic environment.

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals, and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength, and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services, and payments. Corporations, governments, and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk, and extends liquidity in markets around the world.