Senior Client Onboarding Analyst

Clear Junction; London; Hybrid; GBP 40,000 - 70,000; Full time

Job summary

Join a rapidly growing firm as a Senior Client Onboarding Analyst, where you'll lead due diligence efforts and ensure compliance with AML and financial crime regulations. This role offers the chance to mentor team members and enhance compliance policies while working in a collaborative environment. The company values innovation and growth, providing a unique opportunity to make a significant impact in the financial services sector. If you're passionate about compliance and risk management, this position is perfect for you!

Benefits

Access to Company Bonus Scheme

25 days holiday plus bank holidays

Life assurance and critical illness protection

Private medical after probation period

Enhanced Pension Scheme

EAP Support

Friendly, growing team environment

Qualifications

• Expertise in AML, CFT, and financial crime regulations is essential.
• Strong analytical skills and attention to detail are crucial.

Responsibilities

• Lead client onboarding and due diligence processes for key accounts.
• Advise on compliance and risk management, ensuring adherence to regulations.

Skills

AML Regulations

Client Due Diligence (CDD)

Risk Assessment

Stakeholder Management

Analytical Skills

Problem-Solving

Tools

CRM Tools

Onboarding Software

Job description

Clear Junction is a global payments company licensed and regulated by the FCA in the UK. It offers regulated end-to-end payment solutions based on proprietary in-house technology. The company's infrastructure is designed to meet the growing needs of global financial companies.

Founded in 2016, Clear Junction has seen double-digit growth year over year, with over 130 fintech professionals now based across the UK and mainland Europe. As the fastest-growing, founder-led, privately owned business in the UK, Clear Junction is ranked number one in the FEBE Growth 100 list. We have also recently been named one of the fastest-growing privately held companies in The Sunday Times 100 List.

We are seeking a Senior Client Onboarding Analyst to lead due diligence on key accounts, ensure compliance with AML and financial crime regulations, and mentor team members. If you have a strong background in client onboarding, risk assessment, and regulatory compliance, we encourage you to apply.

Key Responsibilities

• Client Onboarding & Due Diligence: Conduct risk assessments, client screenings (sanctions, PEP, adverse media), and due diligence for new and existing clients applying for new products.
• Compliance & Risk Management: Serve as the first line of defence, advising on AML, FinCrime, and sanction risks. Escalate concerns and contribute to monitoring, transaction screening, and compliance control implementation.
• Stakeholder Engagement: Join internal and client meetings to assess risks, support Relationship Managers (RMs), and educate teams on compliance requirements.
• Mentorship & Training: Act as a mentor for new and existing team members, guiding compliance best practices.
• Policy & System Enhancement: Contribute to developing compliance policies and suggest improvements for CRM and onboarding tools.
• Documentation & Reporting: Maintain accurate records, ensure audit trails, and participate in regulatory training sessions.

Key Competencies & Experience Required

• Strong knowledge of AML, CFT, and financial crime regulations.
• Expertise in client due diligence (CDD) and enhanced due diligence (EDD).
• Ability to assess and mitigate sanctions, PEP, and adverse media risks.
• Excellent communication and stakeholder management skills.
• Experience in mentoring and training team members.
• Strong analytical and problem-solving abilities.
• High attention to detail and accuracy in documentation.
• Ability to work independently and collaborate across teams.

Desirable Skills

• Experience in financial services, fintech, or banking.
• Familiarity with CRM tools and onboarding software.
• Knowledge of regulatory frameworks across different jurisdictions.
• Strong understanding of risk management and compliance controls.

Benefits

• Access to the Company Bonus Scheme.
• 25 days holiday (plus bank holidays).
• Life assurance and critical illness protection.
• Private medical after probation period (including Dental Cover and Cashback Plan).
• EAP Support.
• Enhanced Pension Scheme (Salary Sacrifice).
• Hybrid Working (minimum 3 days a week in the London office).
• Work in a friendly, growing team.