Financial Analyst (French)

AM Best; London; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading company in the insurance sector seeks a Rating Analyst in London. The role involves performing credit analysis and managing insurer ratings while collaborating with a global analytical team. Fluency in French is essential for interacting with diverse stakeholders, and occasional international travel will be required.

Qualifications

• Developed knowledge of financial analysis in the insurance industry.
• Fluency in French required alongside strong communication skills in English.

Responsibilities

• Conduct credit assessments and document credit decisions.
• Engage with management of (re)insurers for information gathering.
• Present analyses at rating committees and contribute to market discussions.

Skills

Knowledge of insurance market

Financial analysis

Communication skills

Job description

Job Description

Job Purpose

As a rating analyst, you will carry out credit analysis and assign ratings on a portfolio of (re)insurers under the guidance and support of an analytical team leader.

AM Best’s London analytical team works closely with its other offices in the US, Europe and Asia, and is itself supported by a wider business function in London. The team consists of approximately 20 analytical staff, within which there is a broad array of expertise, and is responsible for AM Best’s ratings in the London, European (ex-EU), Bermuda, Middle Eastern, African, and CIS market

Responsibilities:

• As the primary analyst, the candidate will take responsibility for timely and high-quality credit assessments on a portfolio of (re)insurers, as well as producing accurate and informative documentation to support the credit decision.
• Regular interaction with senior management of (re)insurers and requirement to attend company meetings, with support from more senior colleagues, to obtain relevant information to support the credit assessment.
• Conduct on-going surveillance of assigned portfolios and develop industry knowledge, including the identification of key trends and issues that may affect the assigned portfolio of (re)insurers
• Present analysis at rating committee, participate in rating committees of other analysts, and contribute to internal discussions regarding the state of the (re)insurance markets and rating issues.
• Contribute to external presentations, seminars and the writing and research of external specialist reports commenting on key market issues and trends.
• Develop a network of contacts in the (re)insurance market (including clients, brokers and other stakeholders) for the purpose of developing market intelligence.
• Occasional international travelling will be required for this role.

Skills Required

• Developed knowledge of the insurance market and principles of finance and accounting.
• Conducted financial analysis, ideally within the insurance industry, financial services sector, or a financial services consultancy firm.
• Experience within insurance, actuarial or IFRS 17 is an advantage.

Language Required

• Fluency (written and spoken) in French is required
• Strong written and verbal communication skills in English