Analyst - Loan processing

Crisil; Greater London; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading global research and analytics firm seeks a professional with expertise in credit risk and lending functions. The role involves supporting transaction management for global banks, ensuring compliance, and enhancing client relationships. Ideal candidates will have strong analytical skills and a minimum of 3 years of relevant experience.

Qualifications

• Minimum 3+ years of experience in credit risk or lending functions.

Responsibilities

• Support loan origination and lifecycle management for global banks.
• Ensure quality data and compliance with internal policies.
• Enhance client relationships and meet KPIs.

Skills

Credit Risk

Loan Processing

Project Management

Analytical Skills

Communication

Job description

CRISIL Global Research & Analytics (GR&A) is the largest and top-ranked provider of high-end research and analytics services to the world's leading commercial and investment banks, insurance companies, corporations, consulting firms, private equity firms, and asset management firms. CRISIL GR&A operates from centres in Argentina, China, India, and Poland, providing support across several time zones and in multiple languages to global organizations. It has deep expertise in equity and fixed income research (covering global economies, 150 global sectors, and over 3000 global companies), credit analysis, exotic derivatives valuation, structured finance, risk modelling and management, actuarial analysis, and business intelligence.

Job Duties

Support the transaction management function of global banks in establishing and effectively managing the credit risk loan process:

1. Contribute to the build and development team to support loan origination and lifecycle management, including large complex syndicated and bilateral loans across sectors such as corporate, commercial, real estate, structured lending, and trade.
2. Ensure understanding of all lending transaction documentation and maintain quality data, controls, and processes in line with internal policies and regulatory standards.
3. Develop a strong understanding of loan products across bilateral and syndicated deals, including onboarding, pre-close, closing, and funding processes.
4. Gain familiarity with attributes and data points in the loan lifecycle, including taxonomy creation and data mapping during large-scale migrations.
5. Support post-close servicing activities such as covenant monitoring, collateral management, and data verification.
6. Coordinate with other teams to ensure data collection and remediation efforts meet project requirements.
7. Enhance client relationships by meeting KPIs, conducting regular meetings, sharing market knowledge, and demonstrating added value.
8. Establish governance structures for stakeholder communication, data remediation, and escalation management.
9. Develop metrics, scorecards, and dashboards to track progress and impact of data quality initiatives.
10. Liaise with clients' operations teams to understand delivery requirements and resolve ambiguities.
11. Ensure service delivery aligns with SLAs and maintains quality standards.

Skills required

Minimum 3+ years of experience in credit risk or lending functions:

• Loan processing or transaction management experience, either industry-based or consulting; experience in corporate lending or loan operations.
• Project and people management skills.
• Experience with relational databases, data flows, handling, transmission, and aggregation.
• Knowledge of financial product lifecycle and credit data operations.
• Excellent English communication skills (verbal and written).

Personal attributes and interpersonal skills

• Independent, decisive, with strong analytical and problem-solving skills.
• Structured working style with a passion for deep analysis.
• Team player with the ability to meet tight deadlines.
• Excellent written and oral communication skills.