Senior Credit Officer (Director) - CIB Corporate - Energy, Commodities, Utilities & Industrials

ZipRecruiter; England; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

Join a leading company as a Senior Credit Officer in the Energy, Commodities, Utilities, and Industrials Credit team. You'll influence strategic direction, manage credit portfolios, and lead a team while ensuring risk management and revenue growth. The role emphasizes personal and professional development within an inclusive environment.

Benefits

Up to 15% pension contribution

Annual performance bonus

Share schemes including free shares

Flexible benefits such as discounted shopping

30 days’ holiday plus bank holidays

Wellbeing initiatives and parental leave policies

Qualifications

• Experience in credit or sector-specific skills.
• Strong financial and non-financial analytical skills.

Responsibilities

• Lead discussions to shape credit proposals and set risk appetite.
• Negotiate complex financing proposals to meet client needs.
• Manage a team and support their career development.

Skills

Analytical Skills

Communication Skills

Judgment

Team Leadership

Relationship Building

Job description

Job Description

End date

Sunday 11 May 2025

Salary range

We support agile working

Click here for more information on agile working options.

Agile Working Options

• Job Share
• Hybrid Working

Job description

An exciting opportunity to join our team in LBG’s Energy, Commodities, Utilities and Industrials Credit team as a Senior Credit Officer. You’ll play a leading role in helping us drive revenue growth and maintain an appropriate risk appetite to limit credit losses. As a Senior Credit Officer, you will influence the strategic direction of the team and deliver its core objectives.

You’ll lead a team of Senior Credit Analysts and Credit Officers responsible for the credit management of a portfolio of Industrials and overseeing corporate clients within the portfolio. You will also support your peers across Energy, Commodities, and Utilities. Daily responsibilities include:

• Leading discussions with originators, relationship managers, and product partners, as well as Senior Sanctioners, to shape credit proposals, set risk appetite, and balance risk and reward.
• Negotiating and evaluating complex financing proposals to meet client needs while protecting the bank.
• Sanctioning credit proposals within delegated lending authority.
• Working in a professional, high-profile environment committed to putting people first, being bold, trusting, and embracing our values.
• Line managing direct reports and supporting their career development, coaching colleagues across CIB Corporate Credit.
• Setting and shaping the strategy for your asset class or portfolio and contributing to the overall strategy of CIB Corporate Credit.
• Coordinating projects with key partners to improve processes and workflows.

We are committed to nurturing and developing our team members, offering coaching, training, and facilitating a transition into a future-focused risk function.

What you’ll need:

• Experience in credit or sector-specific skills.
• Demonstrated sound judgment and decisiveness.
• Strong financial and non-financial analytical skills, with critical analysis abilities.
• Advanced knowledge of documentary terms.
• Ability to build strong relationships with stakeholders.
• High attention to detail, numeracy, and accuracy.
• Experience in team leadership and line management.
• Effective communication skills across various audiences, including senior sanctioners, with strong written and verbal abilities.

Benefits:

• Up to 15% pension contribution
• Annual performance bonus
• Share schemes including free shares
• Flexible benefits such as discounted shopping
• 30 days’ holiday plus bank holidays
• Wellbeing initiatives and parental leave policies

We focus on your growth and success, supporting your personal and professional development. We are committed to inclusivity and creating an environment where everyone feels they belong. If you need reasonable adjustments during recruitment, let us know.

If you're excited about joining our team, we’d love to hear from you.