Director Residential Real Estate Lending

Page Group; City Of London; On-site; GBP 80,000 - 100,000; Full time

Job summary

A respected financial services organization in London is seeking a Director of Residential Real Estate Lending. The role involves originating, structuring, and executing property loans ranging from £1 million to £30 million. Ideal candidates should have over 8 years of real estate lending experience, strong market understanding, and a network of industry contacts. Competitive salary and performance-linked bonuses are offered in a collaborative environment.

Benefits

Competitive base salary

Performance-linked bonus

Direct access to senior leadership

Collaborative team culture

Qualifications

• 8-12+ years in real estate lending or structured finance.
• Track record of originating residential loans in the £1m-£30m range.
• Strong understanding of UK planning and investment markets.

Responsibilities

• Source and originate residential development and investment loans.
• Lead credit analysis and risk assessment for transactions.
• Manage the full transaction lifecycle from term sheet to drawdown.
• Contribute to fund's lending strategy and deployment targets.

Skills

Entrepreneurial mindset with a strong origination network

Excellent credit judgment

Strong negotiation and presentation skills

Ability to work in a fast-paced, dynamic environment

Education

Degree in Finance, Real Estate, Economics, or related field

CFA, ACA, MRICS, or similar qualifications

Job description

Client Details

This is a permanent opportunity within a respected organisation in the financial services industry. Operating as part of a medium-sized team in London, the company is known for its commitment to excellence in banking and financial services.

Description

We are seeking a commercially driven and experienced Director of Residential Real Estate Lending to lead the origination, structuring, and execution of residential property loans across the UK, with a focus on deal sizes between £1 million and £30 million. This role is ideal for a candidate with strong market relationships, deep credit expertise, and a hands-on approach to deal-making in the mid-market space.

Key Responsibilities

• Origination & Market Coverage
  • Source and originate residential development, bridging, and investment loans across the UK.
  • Maintain and grow a network of brokers, developers, family offices, and other introducers.
  • Identify underserved market segments and develop tailored lending solutions.
• Credit & Structuring
  • Lead credit analysis, financial modelling, and risk assessment for new transactions.
  • Structure bespoke lending solutions, including senior, mezzanine, and stretch senior facilities.
  • Prepare and present detailed investment papers to the credit committee.
• Execution & Portfolio Management
  • Manage the full transaction lifecycle from term sheet to drawdown.
  • Oversee third-party due diligence (valuations, legal, QS, etc.).
  • Monitor ongoing loan performance and proactively manage risks and borrower relationships.
• Strategic Input
  • Contribute to the fund's lending strategy and deployment targets.
  • Provide market intelligence and competitor insights to inform pricing and risk appetite.
  • Support the development of new lending products and underwriting frameworks.

Profile

Candidate Profile:

Experience:

• 8-12+ years in real estate lending, structured finance, or credit investing.
• Demonstrable track record of originating and executing residential loans in the £1m-£30m range.
• Strong understanding of UK planning, development, and residential investment markets.

Skills & Attributes:

• Entrepreneurial mindset with a strong origination network.
• Excellent credit judgment and structuring capabilities.
• Confident communicator with strong negotiation and presentation skills.
• Comfortable working in a lean, fast-paced, and dynamic environment.

Qualifications:

• Degree in Finance, Real Estate, Economics, or a related field.
• CFA, ACA, MRICS, or similar qualifications are advantageous but not essential.

Job Offer

What We Offer:

• Competitive base salary and performance-linked bonus.
• Opportunity to shape a growing lending platform with institutional capital.
• Flat structure with direct access to senior leadership and investment committee.
• Collaborative and entrepreneurial team culture.