Director - Portfolio Management - Warehouse Finance, Fintech | London, UK

HSBC; London; On-site; GBP 100,000 - 140,000; Full time

Job summary

A financial services company located in London is seeking a Director for Portfolio Management. This role will involve structuring, underwriting, and managing complex warehouse transactions for fintech clients. The ideal candidate will have deep knowledge in securitisation finance and a proven track record in leading complex financial transactions across various collateral types. Join a dynamic team dedicated to delivering innovation and growth in financial services.

Qualifications

• Deep knowledge of Warehouse or Securitisation financing, including collateral analysis, cashflow modelling and risk structuring.
• Strong track record in leading complex transactions across various collateral types.

Responsibilities

• Own the structuring, underwriting and negotiation of warehouse transactions.
• Manage a complex portfolio of warehouse clients, including risk assessment and performance monitoring.
• Build trusted partnerships with Fintechs and alternative lenders across the UK and Europe.

Skills

Leadership

Credit structuring

Collaboration

Risk management

Education

Structured finance experience from banks or asset managers

Job description

Director - Portfolio Management - Warehouse Finance, Fintech

HSBC London, United Kingdom Apply now Posted 27 days ago Permanent Competitive

Director - Portfolio Management - Warehouse Finance, Fintech

HSBC London, United Kingdom Apply now

Who is HSBC Innovation Banking?

HSBC Innovation Banking is the power behind the UK's forward-thinkers, future-makers, and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors.

Whether it's comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey. From the first-time founders to the funds that back them, and everything in between. We're proud to accelerate growth for our clients, create meaningful connections and communities, and open a world of global opportunity for entrepreneurs and investors alike.

Here's to never standing still. Come and join us!

The team you'll work with:

The Warehouse Finance team sits at the heart of HSBC Innovation Banking's Structured Finance platform, providing tailored debt facilities to high growth fintech and non-bank lenders across the UK and Europe. We're looking for a commercially astute and technically strong Director to join our team, with a focus on leading the structuring, execution and portfolio management of complex warehouse facilities for our existing clients.

The value you'll add:

This is a leadership role suited to someone who can bring deep technical expertise, sound judgement, and a collaborative approach to developing and proactively monitoring bespoke funding solutions for innovative, fast-paced clients. You'll be part of high-performing, entrepreneurial team that values initiative, precision, and collaboration - and can make a real impact on how we grow and evolve the Warehouse Finance business for the future.

What you can expect to be doing:

Strategic Leadership and Execution

Own the structuring, underwriting and negotiation of warehouse transactions for our existing client base.

Design and lead bespoke debt structures that meet client needs, collaborating closely with Relationship Directors, Credit Solutions, Legal and Product teams.

Provide strategic insight into evolving market dynamics and portfolio performance, contributing to origination discussions and thought leadership within the Warehouse Finance team.

Portfolio Management & Credit Oversight

Take primary responsibility for the management of a complex portfolio of warehouse clients, including risk assessment, performance monitoring and covenant compliance.

Lead regular portfolio reviews with 2LOD and the broader Fintech team to provide strong assurance on risk management and early identification of underperformance in the portfolio.

Provide senior input on credit strategy and lending frameworks, policy developments and sectoral risk appetite.

Client Engagement & Market Development

Build trusted partnerships with Fintechs, alternative lenders and institutional sponsors across the UK and Europe.

Act as a senior face of HSBC Innovation Banking in the structure finance and Fintech ecosystem, representing the bank at select industry events and client pitches.

Input into internal and external content (e.g. marketing collateral and industry commentary) to raise the profile of our Warehouse Finance offering.

Team Development & Leadership

Coach and mention Associates and VPs, supporting their development in areas such as credit structuring, modelling and client management.

Play an active role in the leadership of the team, including recruitment, process improvement and knowledge sharing.

Support the Head of Warehouse Finance in driving team culture, cross-functional collaboration and delivery of growth ambitions.

Requirements:

Technical Expertise

Deep knowledge of Warehouse or Securitisation financing, including collateral analysis, cashflow modelling and risk structuring.

Strong track record in leading complex transactions across various collateral types (e.g. consumer loans, credit cards, invoice finance, real estate).

Commercial Judgement & Leadership

Ability to think strategically and translate market trends into client solutions or early warning identification in the portfolio.

Adept at balancing commercial drivers with sound credit judgement and internal policy.

Collaboration and Execution

Demonstrated ability to lead cross-functional deal teams and manage multiple workstreams effectively.

Skilled in communicating complex ideas with clarity and confidence, both in written materials and client discussions.

Strong mentoring instincts and a desire to build a strong team culture and develop junior talent.

Qualifications & Experience

Structured finance experience from investment or commercial banks, specialised lenders, asset managers or rating agencies.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we're dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk:

Email: [e-mail]

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