Digital Assets SME and Product Owner

Lloyds Banking Group; London; Hybrid; GBP 90,000 - 107,000; Full time

Job summary

An established industry player is seeking a Digital Assets SME/Product Owner to join their innovative Digital Finance lab. This role involves conceptualising and developing cutting-edge financial solutions, leveraging Distributed Ledger Technology and Digital Assets to enhance customer engagement. The position offers the chance to collaborate with diverse teams and clients, driving impactful product strategies. With a commitment to inclusivity and employee growth, this company provides a dynamic work environment that fosters innovation and personal development. If you're passionate about shaping the future of finance, this is the opportunity for you.

Benefits

Up to 15% pension contribution

Annual performance-related bonus

Share schemes including free shares

Shopping discounts

30 days’ holiday plus bank holidays

Wellbeing initiatives

Parental leave policies

Qualifications

• Extensive experience in product development and delivery through large cross-functional teams.
• Proven experience collaborating with clients and partners to deliver solutions to market.

Responsibilities

• Conceptualise and understand the potential of Digital Assets and tokenisation.
• Collaborate with external and internal customers to design useful propositions.

Skills

Product Development

Communication Skills

Distributed Ledger Technology

Collaboration

Client Engagement

Job description

End Date: Wednesday 21 May 2025

Salary Range: £90,440 - £106,400

We support flexible working – click here for more information on flexible working options

Flexible Working Options: Hybrid Working, Job Share

Job Description Summary

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Job Description

Job Title: Digital Assets SME / Product Owner

Salary: £90,440 - £106,400

Location: London

Hours: Full-time

Working Pattern: Our work style is hybrid, involving at least two days per week or 40% of our time at our London office.

About this opportunity

This is an outstanding opportunity to join our Digital Finance lab within the Payment Services Platform, reporting directly to the Product Owner.

Our mission is to deliver safe, secure, and efficient Digital Finance solutions across all business divisions of Lloyds Banking Group (LBG). We focus on innovation to enable our customers to engage with their money, assets, data, and other resources quickly and securely. As part of Group Payments, we serve the entire LBG organization, contributing to our reputation in the finance and insurance sector.

The Digital Finance lab operates from Edinburgh, London, and Hyderabad, supported by feature teams focusing on Digital Assets, tokenised deposits, stablecoins, programmable payments, and Digital Identity.

You will be a key link between the lab and our customers, collaborating with relationship managers in client meetings to develop products aligned with customer demands and promote Digital Finance lab solutions.

What you’ll do

1. Conceptualise and understand the potential of Digital Assets, tokenisation, API, and Distributed Ledger technologies to help LBG grow and support customers in these markets.
2. Collaborate with external and internal customers, Fintech, Innovation, and Proposition teams to design useful customer propositions.
3. Demonstrate the propositions developed by Digital Finance lab to customers in partnership with our relationship managers.
4. Influence through trust, empowerment, and building momentum in delivery.

Why Lloyds Banking Group

We’re on an exciting journey to transform our Group and shape the future of finance. We focus on investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone, including you.

What you’ll need

1. Extensive experience in product development and delivery through large cross-functional teams, deploying strategic technology solutions, and engaging with global partners and suppliers.
2. Ability to develop a route to market with the Digital Finance lab propositions.
3. Proven experience collaborating with clients and partners to deliver solutions to market.
4. Excellent communication and influencing skills to sell new insights and concepts internally and externally.
5. Experience in developing strategies and plans to support clients in achieving their goals.
6. Extensive knowledge of Distributed Ledger Technology, Digital Assets, and sophisticated banking products across all divisions of LBG.

About working for us

We are committed to inclusivity, diversity, and creating a workplace where everyone can thrive. We offer workplace adjustments for colleagues with disabilities, are a Disability Confident Leader, and provide adjustments throughout the recruitment process.

Benefits

• Up to 15% pension contribution
• Annual performance-related bonus
• Share schemes including free shares
• Benefits adaptable to your lifestyle, such as shopping discounts
• 30 days’ holiday plus bank holidays
• Wellbeing initiatives and parental leave policies

At Lloyds Banking Group, our purpose is to help Britain prosper. Join us to shape the future of financial services and grow your career.