Development Finance Underwriter

Fintelligent; City Of London; On-site; GBP 90,000 - 95,000; Full time

Benefits offered by this job

Salary £90,000–£95,000 per annum

Discretionary bonus

Job summary

Fintelligent is seeking a Development Finance Underwriter to own end-to-end real estate lending transactions in the UK, from due diligence to portfolio management.

You will assess property and borrower risk, shape credit recommendations, appoint and coordinate professionals, and manage loans after completion.

Salary £90,000–£95,000 per annum with a discretionary bonus, within a specialist property finance team focused on bridging, refurbishment and development finance.

Qualifications

• Underwrite development finance transactions with focus on borrower and property risk.
• Prepare detailed credit papers and risk assessments for credit approval.
• Coordinate external professionals (lawyers, valuers) and monitor loan performance.

Responsibilities

• Complete detailed due diligence and credit papers covering borrower, property, development and exit risk.
• Appoint and manage lawyers, valuers and quantity surveyors, identifying transaction risks and recommending appropriate mitigants.
• Present transactions for credit approval and manage deals through the due diligence and completion process.
• Manage an existing loan portfolio, including development drawdowns, facility amendments, extensions and emerging credit issues.

Skills

Development finance underwriting

Credit risk assessment

Due diligence

Portfolio management

Job description

Growing UK lending platform Broad real estate credit exposure Loan sizes up to £35m End-to-end transaction ownership

If you're an experienced Development Finance Underwriter looking for greater exposure across the full real estate lending lifecycle, this opportunity puts you at the centre of new transactions and portfolio management. You'll assess property and borrower risk, shape credit recommendations and remain responsible for loans beyond completion.

As a Development Finance Underwriter, you'll join a specialist property finance business growing its UK lending platform. You'll have meaningful responsibility across underwriting, execution and ongoing loan management, working closely with borrowers and professional advisers.

Package & Benefits

• Salary of £90,000 to £95,000 per annum.
• Discretionary bonus.

About the Company

You’ll join a specialist real estate lender providing bridging, refurbishment and development finance across residential, mixed-use and commercial property. The UK platform provides property finance facilities of up to £35m.

Key Responsibilities

• Complete detailed due diligence and credit papers covering borrower, property, development and exit risk.
• Appoint and manage lawyers, valuers and quantity surveyors, identifying transaction risks and recommending appropriate mitigants.
• Present transactions for credit approval and manage deals through the due diligence and completion process.
• Manage an existing loan portfolio, including development drawdowns, facility amendments, extensions and emerging credit issues.

About You

• Experience underwriting property development, bridging or commercial real estate lending transactions.
• Experience completing property and borrower credit risk assessments and preparing detailed credit papers.
• Experience managing real estate loans following completion, including development drawdowns and facility amendments.

If you're a Development Finance Underwriter looking for greater ownership across both new transactions and an existing loan portfolio, we'd be happy to tell you more. You don't need a polished CV to start the conversation. Contact Fintelligent for more information or a confidential discussion.