Desk-Based Financial Adviser

AFH Wealth Management; Bromsgrove; Hybrid; GBP 45,000 - 65,000; Full time

Benefits offered by this job

Flexible working & holidays

Professional development

Pension

Loyalty Bonus Scheme

Social perks

Bonus scheme

Health and wellbeing

Shopping discounts

Salary sacrifice schemes

Job summary

AFH Wealth Management is seeking a Desk Based Financial Adviser at our Bromsgrove head office. The role focuses on ongoing service reviews, onboarding new clients, and writing new business within a small team, supported by hybrid working.

You will conduct annual reviews, maintain high quality client files, and identify opportunities for additional needs while complying with regulatory standards and AFH processes (XPlan).

Qualifications

• Diploma in Regulated Financial Planning, QCA Level 4 (or FCA approved equivalent) required.
• Experience conducting ongoing reviews and referring opportunities to advisers.
• Demonstrate excellent client management and referral relationship skills.
• Strong IT skills and ability to use virtual/digital channels to communicate with clients.

Responsibilities

• Develop and maintain good client relationships supporting the team approach.
• Identify new business opportunities and refer these to the relevant adviser.
• Conduct annual reviews of clients' financial circumstances and future aims.
• Complete and document at least three full annual reviews or new business meetings per day.
• Manage diary and book review meetings as needed.
• Complete preparatory work, compliance and document client reviews per AFH requirements (XPlan).
• Look for opportunities and identify additional needs for review clients.
• Maintain high quality client files and regulatory competency.

Skills

Client relationship management

Referral opportunities

Communication skills

IT skills

CPD management

Education

Diploma in Regulated Financial Planning, QCA Level 4

Tools

XPlan

Job description

Financial Adviser – Desk Based

Location: Bromsgrove Head Office with Hybrid working

Contract type: Permanent

Hours: Full-time

This is a fantastic opportunity to join our team at AFH Wealth Management. AFH Wealth Management is one of the UK’s leading independent financial advisory and wealth management firms – providing expert advice and long‑term financial solutions to individuals, families and businesses. With more than 200 Advisers and 750 staff, we are driven by our culture, values and client‑centric approach.

We are looking for those of you who wish to be part of an established business and are keen to work in line with our strong growth plans. This is a full‑time, permanent opportunity and in return, you will receive a competitive salary and range of benefits.

The role

The purpose of this role is to provide ongoing service reviews to new and existing AFH clients. You will work collaboratively as part of a small team, conducting annual reviews, writing new business, onboarding new clients, speaking to members of group schemes and acquisitions.

As our Desk Based Financial Adviser, you will typically:

• Develop and maintain good client relationships supporting the overall team approach ethos
• Identify new business opportunities and seamlessly referring these to the relevant adviser
• Conduct in-depth annual reviews of clients' financial circumstances reviewing the clients’ current arrangements and identifying future aims and objectives
• Competently complete and document, on average, a minimum of three full annual reviews or new business meetings per day
• Manage your diary and book some or all of your review meetings
• Complete all preparatory work, required compliance and thoroughly document all client review activity in accordance with AFH requirements (XPlan)
• Look for opportunities and identify additional needs and objectives for review clients
• Maintain high quality client files
• Ensure ongoing service opportunities are up to date and adhere to regulatory and organisational standards for compliance and Training & Competence
• Comply with AFH’s advice process and maintain regulatory competence and KPI standards and maintain competency for the role
• Keep knowledge up to date and maintain up to date personal CPD records.

What we are looking for in our ideal Desk Based Financial Adviser

• Diploma in Regulated Financial Planning, QCA Level 4 (or FCA approved equivalent) as a minimum qualification and to maintain certified status in accordance with the FCA regulations
• Ability and experience conducting ongoing reviews, spotting opportunities to positively enhance the client’s situation, gaining buy in from the client, and referring to the AFH Independent Financial Advisers, with excellent client management and referral relationship skills
• Demonstrate a continuously client centric approach, displaying excellent interpersonal skills, approachability, and professionalism
• Well presented, articulate, and dedicated to doing the right thing for our clients, with excellent IT skills and the use e of the new virtual/digital ways to communicate with Clients.

What AFH can offer - Perks & Benefits

• Flexible working & holidays – Enjoy flexible working and competitive holiday allowance, with annual buy & sell scheme options as well as your birthday and Christmas Eve off. Plus, additional holiday days for long service.
• Professional development – We are committed to helping you reach your potential by offering tailored learning and development programmes to pursue your career goals.
• Pension – We offer a contributory pension scheme with Royal London at 5% employer contribution, as well as death‑in‑service benefit
• Loyalty Bonus Scheme – AFH employees are thanked for long service with a bonus and additional annual leave at 5, 10, 15 and 20 years’ service. Earning up to an additional 75% of 3 months’ salary with an additional 3‑week holiday.
• Social perks – To recognise and celebrate employees' great work we are all invited to our annual Christmas and Summer parties.
• Bonus scheme – All AFH employees are offered a competitive salary and a discretionary annual bonus, following completion of a year’s service.
• Health and wellbeing – The MediCash app puts your health in the palm of your hands. Claim cashback on a wide selection of health and wellbeing initiatives, including discounted health club memberships and free healthcare benefits.
• Shopping discounts – Our employees can choose from many retailers to get discounts or cashback on everyday purchases from our favourite high street clothing stores to our go‑to supermarkets, as well as access to free online training courses.
• Salary sacrifice schemes – Various salary sacrifice schemes such as Electric Vehicle Scheme or Charity Giving.

To learn more about this opportunity and the culture of AFH Wealth Management, please visit our Careers website https://www.afhwm.co.uk/careers/.

If you have any questions about this vacancy please contact the People Resourcing Team on [e-mail].

We look forward to hearing from you!