Data Scientist: Model Developer for Lending Underwriting

Capital One (Europe) plc

United Kingdom

Hybrid

GBP 60,000 - 90,000

Full time

14 days+

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Benefits offered by this job

Pension scheme

Bonus

Private medical insurance

Flexible benefits

Job summary

Capital One (Europe) plc in Nottingham is seeking a Data Scientist - Model Developer / Statistician to develop and maintain underwriting models, using advanced statistics and ML techniques. The role emphasises Model Risk Management and collaboration with business partners to drive data-driven decisions.

The position is hybrid, based in Nottingham with 3 in-office days (Tuesday–Thursday) and remote on Monday and Friday, offering a supportive benefits package and opportunities for professional

Qualifications

Strong understanding of probability, statistics and ML techniques.
Familiarity with Open Banking or Credit Bureau data is a plus.
Ability to produce reliable, maintainable Python code and adapt to new languages.
Experience with Model Risk Management and documentation best practices.
Strong communication to diverse business audiences.

Responsibilities

Develop and maintain models used in underwriting programs.
Explore data using advanced feature generation and categorisation techniques.
Design statistical tests and validate modelling approaches.
Collaborate with cross-functional teams to drive business initiatives.

Skills

Statistics

Machine Learning

Feature extraction

Open Banking data

Large data manipulation

Communication skills

Python

Tools

Python

Job description

The position is hybrid, based in Nottingham with 3 in-office days (Tuesday–Thursday) and remote on Monday and Friday, offering a supportive benefits package and opportunities for professional

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