Cross Class Underwriter

TN United Kingdom; Bristol; On-site; GBP 40,000 - 70,000; Full time

Job summary

An established industry player seeks a dynamic Commercial Underwriter to drive profitability and growth in the insurance sector. This role involves managing broker relationships, achieving business objectives, and ensuring compliance with technical standards. The ideal candidate will have a strong background in underwriting, excellent negotiation skills, and the ability to collaborate across functions. Join a forward-thinking organization that values innovation and teamwork, and help shape the future of insurance while making a significant impact in the industry.

Qualifications

• Minimum 3 years experience in Commercial Underwriting P&C and Motor Trade.
• Strong interpersonal skills and structured work approach.

Responsibilities

• Achieve profitability and growth targets by managing Key Performance Indicators.
• Develop and manage broker relationships to enhance business presence.

Skills

Commercial Underwriting P&C

Broker Account Development

Negotiation Skills

Effective Selling Skills

Risk Pricing

Interpersonal Skills

Education

Cert CII

Dip CII

Job description

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With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.

Role Summary and Purpose

To achieve regional GWP, income and profit objectives through the delivery of an efficient service to brokers, supporting the management of the regional account in conjunction with the regional strategy, financial plan and personal objectives. Expected to perform with autonomy within defined parameters.

Key Tasks and Responsibilities

• Achieve Profitability, Growth and Expense targets by managing and operating to the Key Performance Indicators of the region.
• Write new business, or renewals and mid-term adjustments of varying complexity up to authority and binder limits. Authority level is reflective of knowledge, experience and qualifications.
• Enhance Arch’s standing and presence locally by establishing and maintaining strong personal relationships with key directors and staff at the Region’s most important brokers
• Contribute towards business Income & Gross Written Premium (GWP) objectives whilst working towards the business’s annual Target Loss Ratios and rate targets.
• Responsibility to ensure survey requests, survey overviews and policy documentation are processed, maintaining all relevant reporting tools.
• Conduct regular case reviews to ensure that technical procedures and standards are followed, in accordance with the Company QA procedures.
• Support the personal development of the underwriting staff in the Branch by delivering technical guidance skills.
• Handle referral cases above the authority levels of Underwriters, Assistant Underwriters and Development Underwriters whilst adhering to individual authority level.
• Contribute to the technical knowledge of the Company by feeding back technical and commercial market intelligence to the Regional Director & wider team.
• Maintain personal knowledge of relevant technical issues.
• Work collaboratively with other parts of the organisation, especially the claims and survey teams, when required.

Role Requirements & Skills

• Understanding your insurance market - at least 3 years' experience in Commercial Underwriting P&C and Motor Trade
• Proven broker account development and management
• Being able to negotiate flexibly and appropriately – manage a profitable portfolio
• Win, renew and manage out individual cases and books of business.
• Effective selling skills
• Demonstrates a range of influencing and negotiation approaches
• Pricing of risk accordingly
• Successfully developing effective trading relationships
• Consistently achieving goals and objectives
• Trading successfully in the insurance marketplace
• Experience working across functions / matrix organisation to collaborate and build strong relationships

Qualifications

Minimum Cert CII. Dip CII, or progress towards, is preferred

Experience

The job holder will have at least 3 years Commercial Underwriting experience, strong interpersonal skills and work in a structured, planned manner.