Credit Underwriter – Asset Finance

CBC Recruitment Solutions; Manchester; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

An established industry player is seeking a Credit Underwriter to join their dynamic team in Manchester. This hybrid role involves expert evaluation and underwriting of various business channels, ensuring compliance with risk policies and industry guidelines. The successful candidate will leverage their asset finance experience to analyze credit data and financial statements, determining risk levels for mid-ticket transactions. With a competitive salary and attractive bonus structure, this opportunity is perfect for those looking to make a significant impact in a respected finance company. If you are ready to take your career to the next level, this position offers the ideal platform.

Qualifications

• Several years of experience in a risk-focused role within Asset Finance.
• Strong understanding of credit processes and governance.

Responsibilities

• Evaluate and underwrite business channels per risk policies.
• Analyze credit data to assess risk in extending credit.
• Ensure compliance with industry guidelines.

Skills

Credit Evaluation

Risk Analysis

Financial Statement Analysis

Governance and Compliance

Education

Experience in Asset Finance

Job description

Credit Underwriter – Asset Finance

Location: Manchester – hybrid

Salary: To £70,000 with very attractive bonus and benefits

Our client is a highly respected and well-established finance company who operates across a broad range of assets. Due to growth, they are looking to recruit a Credit Underwriter.

Responsibilities:

1. Expert evaluation and underwriting of all business channels in line with agreed domestic and central risk policies.
2. Maintain and promote good governance, credit processes, and agreed service levels for all business origination, approvals, collateral, and restructuring.
3. Analyse credit data and financial statements to determine the degree of risk involved in extending credit in all business channels, primarily for mid-ticket transactions.
4. Support sales-aid leasing/flow business when required.
5. Generate and evaluate financial ratios and exercise personal sanctioning authority.
6. Maintain compliance with all leading industry guidelines.

Qualifications:

The successful candidate will have several years’ experience in a risk-focused role within an Asset Finance background with a personal mandate.

In the first instance, please send your CV in confidence to Lucy Davies at [e-mail].