Credit Underwriter

Kennedy Pearce Consulting; Harrow; On-site; GBP 45,000 - 75,000; Full time

Job summary

International bank is seeking a Credit Underwriter to join its Corporate and Commercial Real Estate (CRE) Lending Team in the UK.

You will assess and underwrite CRE, corporate, BTL and personal loan proposals, manage proposals to sanctioning committees, and conduct annual reviews of existing credit portfolios while minimizing risk.

Qualifications

• Experience underwriting/credit assessment of CRE, corporate, BTL and personal loan proposals.
• Good knowledge of the UK lending environment.

Responsibilities

• Underwriting of Corporate, CRE, personal and BTL loans and managing client & introducer relationships.
• Assess and process lending proposals from business teams and present to Sanctioning Committee.
• Oversee annual review process for existing credit portfolio loans to ensure covenants are met.
• Conduct site visits as required to minimize credit risk.

Skills

Credit underwriting

UK lending knowledge

Job description

International bank seek a Credit Underwriter to join their Corporate and Commercial Real Estate (CRE) Lending Team

Role Type: Permanent

5 days office based

About the Role

Processing and underwriting of Corporate, Commercial Retail Estate proposals, BTL and personal Loans

KEY RESPONSIBILITIES

• Underwriting of Corporate, CRE, personal, BTL Loans and ensuring successful execution of the transactions being pursued along with related client & introducer relationship management.
• Manage the assessment and processing of lending proposals from the business team, and presentation of proposals to Sanctioning Committee.
• Operational responsibility for the annual review process for all existing credit portfolio loans to ensure that all borrowing requirements and covenants are being adhered to.
• Minimizing of credit risks associated with loan applications in accordance with the Banks operating policies and procedures. Undertake site visits as required.

ESSENTIAL EXPERIENCE REQUIRED

• Knowledge of UK lending environment
• Proven experience in underwriting or credit assessment of CRE, Corporate, BTL and personal loan credit proposals

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