Credit Trading - Private Credit Financing - Analyst

JPMorgan Chase; Greater London; On-site; GBP 75,000 - 105,000; Full time

Job summary

J.P. Morgan is seeking an Underwriting Analyst in Credit Trading - Private Credit in London to support the Underwriting team and grow credit skills across multiple sectors. You will evaluate middle-market opportunities, perform in-depth credit work, and help develop valuation recommendations for loan originations.

You will collaborate with senior analysts, conduct financial modeling, and monitor quarterly performance to inform ongoing risk assessment and portfolio strategy.

Qualifications

• Bachelor's degree in Economics, Business, Engineering, Accounting, or a related quantitative field.
• Strong English verbal and written communication skills.
• Proficiency with GAAP accounting, financial reporting analysis, and financial modeling/Excel.
• Superior time management and multi-tasking to juggle live transactions and daily tasks.

Responsibilities

• Perform credit analysis of portfolio loan investments, identifying business risks and mitigants.
• Develop draft mark recommendations for new loans by analyzing the underlying business, credit structure, loan spread, and relevant information.
• Work on new client opportunities and partner closely with Structuring where required.
• Monitor the portfolio through ongoing review of sector trends and quarterly financials.
• Supporting the overall financing platform across various initiatives and projects.

Skills

Self-starter

Curiosity

English proficiency

GAAP accounting

Financial modeling

Excel

Time management

Teamwork

Education

Bachelor's degree in Economics, Business, Engineering, Accounting, or related quantitative field

Tools

GAAP accounting

Financial modeling

Excel

Job description

Join our team to build your career in a culture that values innovation, creativity, and excellence. As an Underwriting Analyst in Credit Trading - Private Credit Financing residing in London, you will work in a fast-paced, dynamic environment, supporting the Underwriting team. You'll collaborate with senior analysts to assess risks, perform in-depth credit analysis, and develop valuation recommendations across a wide variety of industries. This role offers you the opportunity to grow your credit skills across a variety of sectors and make a meaningful impact.

As an Underwriting Analyst in Credit Trading - Private Credit within the Corporate & Investment Bank Credit Trading & Financing organization, you will evaluate middle market credit opportunities, perform detailed credit analysis of portfolio loan investments, and develop mark recommendations for new loan originations. You will conduct financial analysis, modeling, credit underwriting, and transaction documentation, while actively monitoring the portfolio through ongoing assessment of sector trends and quarterly financial performance. As part of a collaborative team, you will focus on delivering value and supporting corporate client borrowing needs.

Job responsibilities

• Perform credit analysis of portfolio loan investments, identifying business risks and mitigants.
• Develop draft mark recommendations for new loans by analyzing the underlying business, credit structure, loan spread, and relevant information.
• Work on new client opportunities and partner closely with Structuring where required.
• Monitor the portfolio through ongoing review of sector trends and quarterly financials.
• Supporting the overall financing platform across various initiatives and projects.

Required qualifications, capabilities, and skills

• Entrepreneurial work ethic-self-starter, intellectually curious, and eager to learn.
• Bachelor's degree in Economics, Business, Engineering, Accounting, or a related quantitative field.
• Strong English verbal and written communication skills.
• Proficiency with GAAP accounting, financial reporting analysis, and financial modeling/Excel.
• Superior time management and multi-tasking skills to juggle live transactions and daily tasks while maintaining focus on client needs.
• Ability to thrive in a fast-paced team environment.

Preferred qualifications, capabilities, and skills

• Experience in a credit role or analyzing equity/credit investments.
• Experience in Banking, Capital Markets, or Investment Management.
• Master's degree in finance or CFA.
• Coding/automation skills a bonus.

This role encompasses the performance of UK regulated activity. The successful candidate will therefore be subject to meeting UK regulatory requirements in the assessment of fitness, propriety, knowledge and competence (as assessed by the Firm) and (where appropriate) approval by the UK Financial Conduct Authority and/or the Prudential Regulation Authority to carry out such activities.

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.