Credit Risk Modelling Analyst

HSBC Global Services Limited; Leeds; On-site; GBP 30,000 - 40,000; Full time

Job summary

HSBC is seeking an entry-level analyst for the Credit Risk Modelling team in Leeds, focusing on model development for crucial decision-making processes. The role offers hybrid working, professional development opportunities, and a comprehensive benefits package including private healthcare and a generous pension scheme.

Benefits

Private healthcare for all UK-based employees

Enhanced maternity and adoption pay

Contributory pension scheme with generous employer contributions

Qualifications

• Proven analytical background.
• Experience reviewing and analyzing data.
• Effective communication skills.

Responsibilities

• Support development and maintenance of risk models.
• Collaborate with teams to implement models.
• Perform analytical tasks as assigned.

Skills

Analytical background

Effective communication skills

Coding in SAS

Coding in SQL

Coding in Python

Coding in R

Job description

Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Our Risk and Compliance function plays a critical role in supporting, challenging, and advising across all areas of the business. This includes establishing policies, monitoring profiles, and identifying and managing forward-looking risks and compliance issues. We focus on creating an environment that encourages our people to speak up and do the right thing, as well as protecting our customers, the organization, and the integrity of the financial markets in which we operate. As an industry leader, we aim to continue setting standards and evolving in response to strategic changes.

This is an exciting opportunity for an entry-level candidate to join the Credit Risk Modelling team. The role involves supporting the development of models for the UK Retail Portfolio, including decision models and IFRS 9 ECL models, which are critical to the bank’s growth strategy. The successful candidate will have an analytical background, formulate conclusions from analysis, and communicate findings clearly and concisely.

As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. Benefits include private healthcare for all UK-based employees, enhanced maternity and adoption pay, support upon return to work, and a contributory pension scheme with a generous employer contribution.

In this role, you will:

• Support the development and maintenance of models for UK Retail portfolios, including application scores, behaviour scores, and IFRS 9 ECL models.
• Collaborate with deployment teams to implement models and with strategy teams on their use.
• Perform analytical tasks related to modelling as assigned by the Project Lead.
• Produce or utilize monitoring/MI to assess the impact and performance of risk decisions/models, providing accurate and insightful commentary.
• Communicate effectively to highlight issues or concerns to the project lead.

To be successful, you should meet the following requirements:

• Proven analytical background.
• Experience coding in SAS, SQL, Python, or R.
• Experience reviewing and analyzing data, with the ability to draw thorough conclusions.
• Effective communication skills.

This role is based in Leeds, Sheffield, Birmingham, or Chester on a hybrid working basis.

Join HSBC to achieve more and open a world of opportunities.

We are committed to creating diverse and inclusive workplaces. Our recruitment processes are accessible to everyone, regardless of gender, ethnicity, disability, religion, sexual orientation, or age.

We are a Disability Confident Leader and will offer interviews to candidates with disabilities, long-term conditions, or neurodivergence who meet the role’s minimum criteria.

If you need adjustments during the application process, please contact our Recruitment Helpdesk at:
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