Credit Risk Modeller – Fintech London

Business Money Promotions Ltd; London; On-site; GBP 50,000 - 75,000; Full time

Job summary

A leading fintech company in London is looking for a senior underwriter/credit risk modeller to join their dynamic team. The successful candidate will take on responsibilities such as building credit models, running analyses, and automating processes in a rapidly growing environment. Ideal applicants will have strong backgrounds in credit underwriting and programming, particularly using Python or R, to drive the development of innovative solutions.

Qualifications

• Experience in building credit models with a background in unsecured business lending and alternative financial products.
• Ability to enhance model predictability using external statistics.
• Desire to create groundbreaking solutions in the market.

Responsibilities

• Build and validate credit models for origination and lifecycle monitoring.
• Run forecasting and stress testing analyses on portfolio products.
• Monitor and automate credit processes to establish a robust risk framework.

Skills

Model building

Commercial credit risk underwriting

Programming languages (Python, R)

SQL

Advanced techniques in Excel

Job description

Our client, a dynamic, rapidly growing fintech requires a senior underwriter/credit risk modeller to come and join their growing team in the South East.

Key Responsibilities:

Building and validating credit models both for origination and lifecycle monitoring. This will include developing scorecards, building open banking forecasting models and developing a decision engine.

Responsible for running forecasting and stress testing analyses, across different portfolio products and segments, covering data analytics, modelling and engagement with stakeholders.

Monitoring credit processes, with the aim to develop and automate existing processes to help establish a robust credit risk framework.

Able to assist the underwriting team when required.

Key Requirements:

Experience in model building, with a background in commercial credit risk underwriting, ideally with experience using Open Banking data.

Experience with using external statistics to enhance model predictability.

A logical thinker, with experience using programming language(s), such as Python or R. Good knowledge of SQL and Advanced techniques in Excel would be an advantage.

The desire to create something unique and ground-breaking in the marketplace.

The drive to work independently and find your place within a rapidly growing business.

Desired experience:

Experience in building credit models, with a background in unsecured business lending, ideally to SMEs and underwriting alternative financial products.

Experience in modelling languages (for example Python or R) is essential to help drive the move to an automated decision engine. Experience in using Open Banking in credit decisioning for businesses would also be beneficial.

The successful candidate will be rewarded with a market leading salary + bonus + excellent benefits package.

For more information about this role or any of our vacancies call 01625 522 774 or email [e-mail].

M2 Professional Recruitment Services
Tel: [phone]
Fax: [phone]
[e-mail]
www.m2recruit.co.uk

Your subscription could not be saved. Please try again.

Your subscription has been successful.

Enter your email address to subscribe

By subscribing you agree to our privacy policy and terms and conditions.