Credit Risk Manager | London, UK

Argentex; London; On-site; GBP 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Credit Risk Manager to enhance their risk management framework. This role involves collaborating with stakeholders to mitigate financial risks while promoting controlled growth. You will lead the Credit Risk Framework, ensuring effective policies and practices across the organization. This hands-on position offers the opportunity to influence the firm's approach to risk management, making it an exciting challenge for a proactive individual looking to make a significant impact in a dynamic environment.

Qualifications

• Deep understanding of Credit Markets and risk management frameworks.
• Experience in developing operational policies and KPIs.

Responsibilities

• Execute the development and implementation of the Credit function.
• Manage the credit risk management of all entities and prepare key risk indicators.

Skills

Credit Analysis

Collateral Management

Understanding of MIFIDPRU regulations

Portfolio Management

Presentation Skills

Job description

Argentex is a global specialist in currency risk management and alternative banking solutions for businesses and financial institutions. Established in 2012 and headquartered in London, Argentex listed on London’s AIM market in mid-2019 and has since added operations in Amsterdam, Dubai and Australia supported by approx. 180 staff. We are an FCA regulated business.

About the Role:

The Risk department supports the implementation and oversight of a robust framework that pro-actively ensures the firm’s licenses and regulatory relationships are effectively maintained.

The role of the Credit Risk Manager will be to assist in the ongoing development of the Risk department, enabling the business and partnering with internal and external stakeholders to protect the firm from undue financial risks to promote controlled business growth in line with the firm’s risk appetite.

This is a hands-on role to support the Head of Risk in embedding an effective risk management framework, and act as an ambassador for the Risk department as we support the business as it expands globally. The role will take ownership for the Credit Risk Framework and associated policies, partnering with all business areas to ensure a sound risk management environment, which will also support a centrally managed group wide function for the delivery of Credit Risk Management consistently across all entities within the group.

Key Responsibilities:

• Execute the development and implementation of the Credit function
• Develop and monitor Credit operational policies
• Integrate KPIs & KRIs into the Enterprise Risk Framework
• Responsible for the overall direction, coordination and evaluation of the Credit function
• Support the management of client-side collateral management calls
• Responsible for the credit risk management of all entities
• Be an integral member of the Credit Risk Committee and take responsibility for the Committee terms of reference.
• Manage the credit analyst by developing objectives
• Develop Management Information for the ExCo and the Risk Committee on the Group’s Credit exposures and portfolio appetites
• Prepare and present company-wide key risk indicators for the benefit of the ExCo and wider senior leadership team
• Evaluate, develop and recommend appropriate changes to policy
• Facilitate and mature our credit recovery framework

Who are we looking for?

• Appreciation for the 3 lines of defence
• Deep understanding of Credit Markets
• Understanding of MIFIDPRU regulations
• Credit Analysis and presentation capabilities
• Collateral Management knowledge
• Portfolio and Recovery Frameworks

Application process

If your application is successful, a member of our recruitment team will be in touch. We will arrange a short call with you to learn more about you and what you are looking for from your next career move, as well as answer any questions you have about working at Argentex. If both sides agree we will send your CV to the hiring manager to review. For this position, the interview process will be

A one-hour formal interview where we will ask competency-based questions. This can be done virtually or face to face depending on your situation.

If there’s anything we can do in the recruitment process to help you achieve your best, please let us know.

Inclusion

At Argentex, everyone counts, and everyone wins. We believe diversity drives innovation, resilience, and success in our dynamic and fast-moving business. We are committed to nurturing an inclusive and equitable workplace where individuals from all backgrounds, experiences, and perspectives can thrive. If you meet some of the criteria but not all, we encourage you to apply—we value potential and a growth mindset just as much as experience.

What to do next:

If this sounds like a role you’re interested in, then please apply or email [e-mail]

If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it’s a copy of our application form in another format or additional assistance, we’re available through telephone, email, or face to face. You can contact us at or call

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