Credit Risk Manager - Car Finance | London, UK | Hybrid

Marks Sattin FS; London; Hybrid; GBP 80,000 - 95,000; Full time

Job summary

A leading recruitment firm is seeking a Credit Risk Manager specializing in Vehicle Finance in London. The role involves designing credit strategies, leading a team of analysts, and collaborating to enhance customer journeys. With competitive salary, hybrid work options, and a focus on innovation, this is an exciting opportunity for an experienced professional.

Benefits

3 days WFH

Bonus

Benefits

Qualifications

• Experience in consumer credit risk, ideally in Vehicle Finance.
• Ability to influence decisions at all levels.
• Proven people management skills.

Responsibilities

• Define and embed a robust credit risk framework.
• Run experiments to evolve acquisition strategies.
• Balance commercial goals with responsible lending.

Skills

Analytical skills

Commercial problem-solving

Communication

Job description

Credit Risk Manager - Car Finance

Marks Sattin FS London, United Kingdom Apply now Posted 2 days ago Hybrid Job Permanent GBP80000 - GBP95000 per annum + + 3 days WFH + Bonus + Benefits

A fantastic opportunity has opened up for a Credit Risk Strategy Manager to lead the design and optimisation of credit strategies for a growing Vehicle Finance product. You'll drive performance through experimentation, data-led insight, and smart decisioning-helping shape the credit journey for customers new to our brand.

Credit Risk Strategy Manager - Vehicle Finance

Location: London (will also consider candidates from other locations in England).

Hybrid Working (3 days WFH)

A fantastic opportunity has opened up for a Credit Risk Strategy Manager to lead the design and optimisation of credit strategies for a growing Vehicle Finance product. You'll drive performance through experimentation, data-led insight, and smart decisioning-helping shape the credit journey for customers new to our brand.

Key Responsibilities:

• Define and embed a robust credit risk framework across the lending lifecycle
• Run test-and-learn experiments to evolve acquisition strategies
• Introduce and evaluate new data sources for decision-making
• Communicate insights and influence senior stakeholders
• Balance commercial goals with responsible lending and portfolio quality
• Coach and develop analysts to reach their full potential
• Use data to produce clear recommendations and shape policy
• Collaborate across teams to improve customer and business outcomes
• Support innovation and continuous improvement in credit strategy

Requirements:

• Experience in consumer credit risk-ideally in Vehicle Finance
• Strong analytical and commercial problem-solving skills
• A clear communicator with the ability to influence decisions at all levels
• A proven people manager with the ability to lead and develop a high-performing team
• Awareness of regulatory trends and macroeconomic drivers

We are happy to provide application and/or accessibility support, please contact your Marks Sattin or Grafton consultant directly to discuss your needs. We're committed to protecting the privacy of all our candidates and clients, please visit https://www.markssattin.co.uk/privacy and https://uk.grafton-recruitment.com/en/privacy-policy-1 for our privacy policy.

Founded in 1988, and joining Gi Group in 2018, we are a heritage recruitment brand, innovating and leading by examplefor over 30 years and counting. ...

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