Credit Risk Manager

Vans; Nottingham; On-site; GBP 43,000 - 53,000; Full time

Benefits offered by this job

Employee discount on VF brands

Health & wellbeing initiatives

Pension scheme

Job summary

Vans, part of VF Corporation, is seeking a Credit Risk Manager to lead the Risk and Data Integrity team in the EMEA region. The role focuses on developing risk strategies, analysing financials, and ensuring data quality across new account openings.

You will guide and mentor team leaders while exploring AI-enabled process improvements. The position offers a hybrid work model with 3 days on site in Calverton, Nottingham, and requires strong stakeholder engagement across finance and business

Qualifications

• Deep understanding of credit risk and credit risk modelling, IFRS 9.
• Excellent analytical and problem-solving skills with an eye for detail.
• Leadership skills, managing Team Leaders and projects.
• Be comfortable to make a decision, be assertive and adaptable.

Responsibilities

• Develop the credit risk strategy and policy, challenging current practices and implementing processes.
• Analyse customer financial accounts including balance sheet, P&L and cash flow statements, plus stress-testing.
• Oversee processing and opening of all new accounts for VF's EMEA business with risk analysis and data quality.
• Conduct regular risk meetings with internal and external stakeholders, including macro-economic data updates.
• Provide training on systems and risk-related processes to the Credit Department and external stakeholders.
• Explore new ways of working using AI to automate repetitive tasks.

Skills

Credit risk modelling

Analytical skills

Leadership

Decision making

Stakeholder management

Power BI

Python

Tableau

Tools

Power BI

Python

Tableau

Job description

Salary: From 48K, depending on experience Hours: Monday to Friday, 36.25 hours per week (between 8am and 4pm) Working style: Hybrid - 3 days per week on site Location: Calverton, Nottingham

We’re looking for an outstanding Credit Risk Manager to lead our Risk and Data Integrity team. VF is a global apparel company connecting people to the lifestyles they cherish through our family of iconic brands. At the heart of our journey lies our purpose: We power movements of sustainable and active lifestyles for the betterment of people and our planet. This is our purpose. It's the reason we come to work every day. Our purpose unites us and leads us to pursue our goals together. This is our calling.

Let’s talk about the role!

As Credit Risk Manager you will be managing the credit risk strategies of VF’s EMEA Credit Department, including the protection of the debtor asset and simultaneously optimising commercial growth. You will provide focus to motivate and develop your team in new and innovative ways of working.

• Responsible for developing the credit risk strategy and policy, including challenging current practices and implementing processes
• Ensure the analysis of customer financial accounts including balance sheet, profit and loss statement & cash flow statement, as well as stress-testing the findings
• Accountable for overseeing the processing and opening of all new accounts for the whole of VF's EMEA business with appropriate risk analysis and data quality
• Conduct regular risk meetings wither internal- and external stakeholders, including regular updates on macro-economic data
• Provide specialised training on systems and risk related processes to the Credit Department as well as training to impacted external stakeholders
• Explore new ways of working using AI with the goal of automating repetitive and time-consuming parts of processes

Skills for Success

• Deep understanding of credit risk and credit risk modelling, in particular IFRS 9
• Excellent analytical and problem-solving skills with an eye for detail
• Leadership Skills, managing Team Leaders and projects
• Be comfortable to make a decision, be assertive and adaptable
• Strong stakeholder management, negotiating and influencing skills
• Practical knowledge Power BI, Python or Tableau as well as creation of AI agents would be beneficial

What’s in it For You

• We’re in the business of unleashing human potential, driven by the ideas, energy and commitment of our people.
• That’s why we offer comprehensive benefits that encourage mental, physical and financial well‑being for all VF associates.
• When it comes to benefits, we’re the total package:
• A supportive feedback‑based culture where respect and integrity guide us in what we do
• An inclusive international environment where people of diverse backgrounds, lifestyles and nationalities love working together
• Being part of an iconic lifestyle brand in a multi brand, multi countries organization
• 50% employee discount on all VF brands both in store and online
• Subsidised canteen and break out areas offering complimentary hot drinks
• Health Shield membership and access to numerous health and wellbeing initiatives
• Employee Assistance Program, offering access to free services such as Mental Health and wellbeing support as well as legal and financial advice.
• 25 days holiday (plus bank holidays) rising to 29 with length of service and your birthday off
• 12% contributory smart pension scheme (8% on us, 4% from you)
• Cycle to work scheme
• Free secure onsite parking
• Free to Be, Inclusion & Diversity: As a purpose‑led, performance‑driven company, we strive to foster a culture of belonging based on respect, connection, openness and authenticity. We are committed to building and maintaining a workplace that celebrates the diversity of our associates, allowing them to bring their authentic selves to work every day.
• As an equal opportunity and affirmative action employer, VF is committed to support disadvantaged groups whilst providing equal opportunities for both VF associates and applicants alike.

R-20260730-0031 VF Corporation habille les consommateurs partout dans le monde grâce à son portefeuille diversifié de marques emblématiques de style de vie, notamment Vans®, The North Face® et Timberland®. Fondée en 1899, VF est l’une des plus importantes entreprises mondiales de vêtements, de chaussures et d’accessoires. Elle exerce ses activités de façon socialement et écologiquement responsable dans de nombreuses régions du monde, catégories de produits et canaux de distribution. VF s’engage à offrir des produits novateurs aux consommateurs et à créer une valeur durable pour ses clients et ses actionnaires. VF Corporation outfits consumers around the world with its diverse portfolio of iconic lifestyle brands, including Vans®, The North Face®, and Timberland®. Founded in 1899, VF is one of the world's largest apparel, footwear and accessories companies with socially and environmentally responsible operations spanning numerous geographies, product categories and distribution channels. VF is committed to delivering innovative products to consumers and creating long-term value for its customers and shareholders.

VF Diversity Vision Statement

VF is committed to creating an inclusive environment that welcomes and values the differences among all of our associates, customers, suppliers and the communities in which we live and conduct business. The continued success and growth of VF is enhanced through initiatives that promote diversity throughout VF around the world. VF is committed to providing equal opportunities in employment, and treating our VF associates and VF applicants without discrimination on the basis of their race, color, gender, age, national origin, religion, sexual orientation, gender identity or expression, marital status, citizenship, disability, protected veteran status, HIV/AIDS status, or any other legally protected basis. VF is committed to meeting the diverse needs of people with disabilities in a timely manner that is consistent with the principles of independence, dignity, integration and equality of opportunity, and will do so by striving to identify, prevent and remove barriers to accessibility wherever possible as well as by meeting the accessibility requirements under the ADA, AODA, and other applicable state, local or provincial regulations. VF is committed to digital accessibility, and to conforming to the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA and complying with the ADA and AODA Standards for Accessible Design, and other applicable regulations.

VF s’engage à créer un environnement inclusif qui accueille et valorise les différences parmi tous ses associés, ses clients, ses fournisseurs et les collectivités où nous vivons et exerçons nos activités. Le succès et la croissance continus de VF sont renforcés par des initiatives qui favorisent la diversité à l’échelle mondiale. VF s’engage à offrir l’égalité des chances en matière d’emploi et à traiter ses associés et ses candidats sans discrimination fondée sur la race, la couleur, le sexe, l’âge, l’origine nationale, la religion, l’orientation sexuelle, l’identité ou l’expression de genre, l’état matrimonial, la citoyenneté, un handicap, le statut d’ancien combattant protégé, le statut VIH/sida ou tout autre motif protégé par la loi. VF s’engage à répondre aux divers besoins des personnes en situation de handicap dans des délais raisonnables, conformément aux principes d’autonomie, de dignité, d’intégration et d’égalité des chances. Pour ce faire, VF s’efforcera de cerner, de pré/venir et d’éliminer les obstacles à l’accessibilité partout où cela est possible, tout en respectant les exigences en matière d’accessibilité prévues par l’ADA, la LAPHO (AODA) et toute autre réglementation provinciale, étatique ou locale applicable. VF s’engage à assurer l’accessibilité numérique, à se conformer aux Règles pour l’accessibilité des contenus Web (WCAG)2.1, niveauAA, ainsi qu’aux normes de conception accessible de l’ADA et de la LAPHO (AODA), et à toute autre réglementation applicable. Si vous avez besoin d’une mesure d’adaptation ou si vous avez des questions concernant cet énoncé, veuillez transmettre votre demande à [e-mail].

If you need an accommodation or have any questions regarding this statement, please send your request to [e-mail].