Credit Risk Analyst Spanish / Portuguese

Middlemore are working with a London based Financial Services firm to appoint a Credit Risk Analyst to join the team. This will be for a Spanish and/or Portuguese speaking individual looking to progress their career in a boutique, growing global business.

Reporting to the Head of Credit Risk, some of the things you'll be responsible for are:

1. Preparing credit risk memos, including credit and financial analysis for both new and existing clients.
2. Performing fundamental analysis of annual and interim financial statements on corporates / commodities type clients.
3. Clearly communicating recommendations of credit limits to Risk Management and Sales.
4. Managing credit lines overdue, limits overshoots and excessive exposures above risk appetite.
5. Monitoring and reporting credit and derivative exposures to Senior Management on a regular basis.
6. Collaborate with Sales, Ops, Legal & Compliance in proactively managing clients' credit portfolio.
7. Monitoring daily trading performance of clients including collateral management and margin calls.
8. Contributing to preparing the Credit Committee and Key Performance Indicators.

1. Experience in analysing financial statements, including of Corporates and commodities type counterparties.
2. Good writing skills in preparing credit memos.
3. Previous experience managing a credit portfolio.
4. 3 years minimum experience in credit risk analysis.
5. Experience in working with a global sales team.

1. Fluent in Spanish or Portuguese.
2. Some understanding of ISDA and other legal documentation.
3. Knowledge of financial markets is an advantage.
4. Experience using Python, VBA and SQL would be beneficial although not essential.
5. CFA, FRM, CAIA or comparable professional qualification is an advantage.

1. Salary £55-60k + a discretionary bonus.
2. 25 days holiday plus bank holidays!
3. Private Health Insurance, life insurance and pension.
4. Culturally diverse workplace and plenty of international exposure.
5. Hybrid working model - 3 in office / 2 from home.