Credit Risk Analyst - Funds

Natixis; London; On-site; GBP 45,000 - 65,000; Full time

Job summary

A leading financial institution in London is seeking a Credit Analyst to provide in-depth risk analysis on various funds and financial institutions. Responsibilities include preparing risk analysis for credit requests, proposing ratings, and monitoring client portfolios. Candidates should have a background in finance or economics and excellent analytical skills. This role offers an opportunity to work within a dynamic risk team.

Qualifications

• Strong financial analysis and modeling skills are essential.
• Good knowledge of the fund industry, especially hedge funds.
• Ability to produce detailed and concise risk analysis.

Responsibilities

• Prepare and submit risk analysis for credit requests.
• Propose internal ratings based on risk analysis.
• Monitor risk profile of the existing client portfolio.

Skills

Financial analysis

Risk analysis

Communication skills

Knowledge of funds

Financial modeling

Education

Finance and/or Economics background

Job description

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Reporting to the Head of Credit Risk London, the Credit Analyst provides risk analysis on regulated and un-regulated funds, asset managers, private equity funds, pension funds and potentially banking institutions. Risk analysis includes but is not limited to financial and business risk analysis, rating proposals and written recommendations to the credit committee and/or the relevant delegation holder.

Main responsibilities of the role:

• Prepare and submit risk analysis for new credit requests or annual reviews of existing clients.
• Propose internal ratings based on the risk analysis performed and ensure that the ratings are in line with the relevant rating methodology.
• Check that each request is in line with the Bank’s relevant risk policy.
• Ensure that the annual reviews and rating updates are done in a timely manner and per relevant standards set by the department.
• Present the Risk recommendation to the credit committee and/or delegation holder.
• Provide Risk input to the legal documentation.
• Actively monitor the risk profile of the existing client portfolio.
• Ensure a smooth and timely processing of all credit requests.
• Provide back-up for other credit analysts of the London Risk Department if and when necessary.
• Assist in transversal tasks when necessary.

Required Skills/Qualifications/Experience

• Finance and/or Economics background
• Strong financial analysis and modelling skills
• Good knowledge of the fund industry including the hedge fund industry
• Knowledge of Banks and other FIs a plus
• Ability to produce detailed and concise risk analysis
• Ability to assess, present and explain complex transactions and new activities to management
• Ability to assess the key credit, market, legal and operational risks when dealing with funds / banks
• Good knowledge of derivative products
• Good communication skills