Credit Risk Analyst (Entry Level)

Chubb; Greater London; Hybrid; GBP 26,000 - 36,000; Full time

Benefits offered by this job

Hybrid working options

Private Medical cover

Pension scheme

Job summary

Chubb in London is seeking a recent graduate to join the Credit Management Team. You will help assess and mitigate credit risk across a range of counterparties, supporting balance sheet protection and the smooth running of key business processes.

The role offers exposure to broker approvals, financial reviews, market monitoring, and analysis of partner insurers within a global insurance environment. A hybrid work pattern and competitive benefits are provided to support development.

Qualifications

• A degree in Risk Management, Business, Accounting & Finance, or a related subject (2:1 minimum).
• Some prior work experience, ideally via employment or internship.
• Interest in building a career in risk management within the insurance sector.
• Interest in corporate insurance, global finance and economics.
• Strong computer literacy including Microsoft Office and ability to learn internal/third-party systems.
• Strong organisational skills and ability to prioritise and work independently or in a team.
• Excellent attention to detail and a logical, thorough approach.
• Strong written and verbal communication; ability to build relationships.
• Second European language would be an advantage but is not essential.

Responsibilities

• Support UK & Ireland broker approval process, including pipeline management and committee preparation.
• Review broker financial standing and monitor outstanding debts.
• Update internal broker coverage records and web pages.
• Build understanding of insurance financial analysis to support MGA and coverholder reviews.
• Conduct ad hoc financial reviews and assist with sign-off processes.
• Maintain bank exception reporting for Chubb subsidiaries outside the Americas.
• Monitor market developments to identify and mitigate emerging risks.

Skills

Microsoft Office

Communication

Organizational skills

Attention to detail

Independence / teamwork

Interest in risk management

Education

Degree in Risk Management, Business, Accounting & Finance, or related subject

Tools

Internal systems

Job description

Job Description

Job Summary

This is an exciting opportunity for a recent graduate to join Chubb’s Credit Management Team in London. The role supports the assessment and mitigation of credit risk across a wide range of counterparties, helping protect Chubb’s balance sheet while contributing to the smooth running of key business processes.

What makes this team unique is the breadth of exposure it offers: you’ll work across broker approvals, financial reviews, partner insurance company analysis, and market monitoring, gaining insight into how credit risk is managed in a global insurance environment.

Key Responsibilities

• Supporting the UK & Ireland broker approval process, including pipeline management, stakeholder coordination, committee preparation, and legal documentation.
• Reviewing broker financial standing, monitoring outstanding debts, and responding to changes in regulatory status where needed.
• Working with internal stakeholders to maintain accurate broker coverage records and keep internal web pages up to date.
• Building an understanding of insurance financial analysis to support reviews of partner insurance companies outside of the Americas.
• Carrying out ad hoc financial reviews of MGAs and coverholders, and supporting the relevant sign-off process.
• Maintaining bank exception reporting for Chubb subsidiaries and branches outside the Americas, including financial reviews and approval follow-up where required.
• Monitoring market developments and staying informed on financial markets to help identify and mitigate emerging risks.

Qualifications

Required Skills and Experience

• A degree in Risk Management, Business, Accounting & Finance, or a related subject, with a minimum 2:1.
• Some prior work experience, ideally through employment or an internship.
• An interest in building a career in risk management within the insurance sector.
• An interest in corporate insurance, global finance, and economics.
• Strong computer literacy, including excellent Microsoft Office skills and the ability to learn internal and third-party systems.
• Strong organisational skills, with the ability to prioritise effectively and work independently or as part of a team.
• Excellent attention to detail and a logical, thorough approach.
• Strong written and verbal communication skills, with the ability to build good working relationships.
• A second European language would be an advantage, but is not essential.

We offer in return!

Competitive salary & pension scheme, discretionary bonus scheme, 25 days annual leave plus ability to purchase 5 additional days, hybrid working options, Private Medical cover, Employee Share Purchase Plan, Life Assurance, Subsidised gym membership, Comprehensive Learning & development offerings, Employee Assistance program.

Integrity. client focus. respect. excellence. teamwork

Our core values dictate how we live and work. We’re an ethical and honest company that’s wholly committed to its clients. A business that’s engaged in mutual trust and respect for its employees and partners. A place where colleagues perform at the highest levels. And a working environment that’s collaborative and supportive.

Diversity & Inclusion.

At Chubb, we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.

We are committed to ensuring our recruitment process is inclusive and accessible to all. If you have a disability or long-term condition (for example dyslexia, anxiety, autism, a mobility condition or hearing loss) and need us to make any reasonable adjustments, changes or do anything differently during the recruitment process, please let us know.