Credit Risk Analyst — Data-Driven, Global Impact

Liberis; Greater London; Hybrid; GBP 60,000 - 90,000; Full time

Job summary

Liberis is seeking a Credit Risk Analyst to join our London-based Risk team. You’ll turn data into actionable insights, build monitoring frameworks, and help shape risk strategy across geographies and products.

You will work with stakeholders across Risk, Data Science, Analytics, Product, Pricing and Commercial to ensure lending decisions support sustainable growth while staying within our risk appetite. Hybrid working offered.

Qualifications

• Hands-on data analysis skills with SQL or BigQuery.
• Ability to translate data into clear explanations and practical recommendations.
• Strong communication to explain contributions and impacts.

Responsibilities

• Build and improve portfolio monitoring frameworks, turning data into clear insights and recommendations.
• Monitor losses, delinquencies, inactivity, repayment trends and vintage performance to assess portfolio health and identify emerging risks.
• Investigate changes in performance, explain their causes and identify opportunities to improve outcomes or support growth.
• Use your analysis to inform credit risk strategies, including where customer eligibility could be expanded or tightened.
• Develop forecasting models to better understand future risk and contribute to budgeting and planning.
• Work with colleagues across risk and the first line to understand problems, communicate findings and recommend action.
• Deliver analytical projects across the portfolio, showing how your work contributes to business decisions rather than stopping at a report or dashboard.

Skills

SQL

BigQuery

Data analysis

Communication

Tools

Looker

Job description

Liberis is seeking a Credit Risk Analyst to join our London-based Risk team. You’ll turn data into actionable insights, build monitoring frameworks, and help shape risk strategy across geographies and products.

You will work with stakeholders across Risk, Data Science, Analytics, Product, Pricing and Commercial to ensure lending decisions support sustainable growth while staying within our risk appetite. Hybrid working offered.