Credit Risk Analyst: Data Analytics for Responsible Lending

Lloyds Banking Group; Cardiff; On-site; GBP 30,000 - 42,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

Discounted shopping

24 days holiday

Wellbeing initiatives

Parental leave

Job summary

Lloyds Banking Group in Cardiff is seeking a data analytics orientated analyst within the Cards Originations Credit Risk team. You will manipulate data with SAS and Excel, produce regular reporting, and support automated credit decision insights in a fast-paced environment.

You will collaborate with risk and infrastructure teams, pursue process improvements, and develop your programming skills in SAS/SQL/BigQuery while contributing to responsible lending across brands.

Qualifications

• Degree in a numerate subject or equivalent quantitative experience.
• Strong analytical and problem-solving skills.
• Comfortable working with numbers and data manipulation.

Responsibilities

• Use SAS and Excel to manipulate data in a robust control environment.
• Carry out data analytics to support decision making.
• Produce high-quality reporting and analytics for stakeholders.
• Collaborate with credit risk and enterprise teams to improve strategies.
• Proactive in personal development and teamwork.

Skills

Data analytics

SAS

SQL

Excel

BigQuery

Python

Education

Numerate degree (e.g., Mathematics, Statistics)

Tools

SAS

SQL

BigQuery

Job description

Lloyds Banking Group in Cardiff is seeking a data analytics orientated analyst within the Cards Originations Credit Risk team. You will manipulate data with SAS and Excel, produce regular reporting, and support automated credit decision insights in a fast-paced environment.

You will collaborate with risk and infrastructure teams, pursue process improvements, and develop your programming skills in SAS/SQL/BigQuery while contributing to responsible lending across brands.