Audit Analyst, Consumer - Credit Risk

Lloyds Banking Group; West of England; On-site; GBP 40,000 - 55,000; Full time

Benefits offered by this job

Pension contribution up to 15%

Bonuses

Share schemes

Flexible benefits

Wellbeing initiatives

Job summary

A leading banking group is seeking an Audit Analyst focusing on Consumer Credit Risk in Bristol. This role involves supporting audits, designing controls, and contributing to strategic initiatives. Ideal candidates will possess strong analytical skills and an understanding of the Credit Risk lifecycle, with experience in data analytics tools being a plus.

Qualifications

• Ability to lead and own specific work areas.
• Understanding of Credit Risk lifecycle in Consumer Lending.
• Experience with data analytics tools is advantageous.

Responsibilities

• Contribute to the audit plan and deliver outcomes.
• Support control testing and communicate findings.
• Build stakeholder relationships and conduct research.

Skills

Analytical skills

Data interpretation

Prioritization skills

Proactive collaboration

Tools

SAS

Power BI

Python

SQL

Job description

Join to apply for the Audit Analyst, Consumer - Credit Risk role at Lloyds Banking Group

Location and Work Pattern

Locations: Edinburgh and Bristol

Hours: Full-time

Work Style: Hybrid, involving at least two days per week at our Edinburgh or Bristol offices

About Lloyds Banking Group

We are evolving to meet the needs of our 26 million customers, investing in our people, data, and technology. Join us on our journey of growth and transformation!

Role Overview

As an Audit Analyst, you will support high-quality audits focusing on Consumer Credit Risk and other Consumer Lending activities. Your responsibilities include designing and evaluating controls, applying audit methodologies, and contributing to the development of GA&CI through strategic, collaborative, and agile approaches.

Key Responsibilities

1. Contribute to the audit plan and deliver outcomes as directed
2. Support control testing, identify concerns, and communicate findings
3. Build stakeholder relationships and conduct research on business themes and external trends
4. Suggest improvements and model Group values and behaviors
5. Drive personal and team development through coaching and feedback

Requirements

• Ability to lead and own specific work areas, delivering impactful assurance
• Proactive, collaborative, with strong prioritization skills
• Understanding of Group and Business Unit strategies, especially in Credit
• Strong analytical skills and data interpretation
• Knowledge of Credit Risk lifecycle in Consumer Lending, including credit assessment and risk monitoring
• Experience with data analytics tools (e.g., SAS, Power BI, Python, SQL) is advantageous

Our Commitment

We promote diversity and inclusion, ensuring everyone feels they belong. We offer extensive benefits, including a pension contribution up to 15%, bonuses, share schemes, flexible benefits, holidays, and wellbeing initiatives.

Additional Details

Senior Level: Mid-Senior

Employment Type: Full-time

Function: Accounting/Auditing

Industry: Banking

We encourage applications from under-represented groups and provide reasonable adjustments for the recruitment process.