Credit Risk Analyst - Basingstoke

Macmillan; Basingstoke; Hybrid; GBP 30,000 - 45,000; Full time

Job summary

Une entreprise de distribution primée recherche un analyste de risque de crédit pour rejoindre l'équipe des services de crédit. Ce rôle clé implique l'évaluation des demandes de clients, la gestion des limites de crédit et le soutien à l'équipe de crédit. Avec la possibilité de travailler de manière hybride et d'excellents avantages, cette opportunité est idéale pour un professionnel avisé et analytique.

Benefits

Assurance médicale privée

Pension améliorée

Portail de réductions pour employés

25 jours de congés payés

Café-restaurant sur place

Stationnement gratuit

Programme d'assistance aux employés

Qualifications

• Minimum 3 ans d'expérience dans un rôle de crédit.
• Diplôme pertinent en crédit requis.
• Bon niveau de maîtrise des outils Microsoft Office.

Responsibilities

• Évaluer et approuver de nouvelles demandes de compte client.
• Établir et examiner les limites de crédit.
• Gérer les polices d'assurance de crédit.

Skills

Communication

Analyse

Organisation

Gestion du temps

Leadership

Education

CICM Level 3 ou QBE

GCSE grades 4 ou au-dessus en Maths et Anglais

Tools

Outils de vérification de crédit

Microsoft Office

Job description

We are recruiting a Credit Risk Analyst to join our Credit Services team on a full time basis. The Credit Risk Analyst will play a key role in managing customer credit risk, supporting the credit team through effective credit assessments, account management, and maintaining insurance cover for Pan Macmillan and our third-party business.

You will be responsible for customer data maintenance and resolving queries via our ticketing system. You will have excellent communication skills and the ability to build strong working relationships. You will also be required to deputise for the Team Leader.

This is a varied and challenging position which will involve:

• Assess and approve new customer account applications, performing credit checks and risk analysis
• Establish and review credit limits based on financial data, payment history, and risk appetite
• Manage credit insurance policies for MPIL and our third-party business by submitting and tracking claims and applying for limits.
• To resolve customer maintenance queries within our service level.
• Maintain accurate records of credit decisions and bad debt accounts.
• To support and deputise for the Credit Team leader, and be able to support the team when the team leader is out of the office.
• Providing excellent service and support, to agreed standards for our customers and publishers, taking ownership of all queries
• Administering and supporting the customer maintenance function within the team
• Assisting the team in chasing payments and providing cover for the team

The ideal candidate will have:

• At least 3 years of credit experience (credit controller or analyst)
• A relevant Credit qualification (CICM level 3 preferred or QBE)
• GCSE grades 4 or above (or equivalent) in Maths and English
• Good organisation and time management skills
• Good working knowledge of Microsoft Office applications
• Excellent written and verbal communication skills
• Familiarity with credit checking tools
• Ability to work independently, but able to support team members.

This role is ideal for someone with strong analytical skills and a solid understanding of credit risk principles in a commercial environment. We are also looking for a team player with leadership qualities who can support and collaborate with the team. View the full job description here .

Hours of work will be 9.00am-5.00pm Monday to Friday based at our offices in Basingstoke.

We will provide you with hybrid working (currently 3 office days/2 WFH), a competitive salary and fantastic benefits including Private Medical Insurance/Medical cash plan, enhanced employer pension contributions, employee discounts portal, 25 days holiday, on-site canteen, free parking, employee assistance programme and much more.

Macmillan Distribution (MDL) is the award-winning distribution arm of the Macmillan Publishing Group. MDL provides a distribution service for the group as well as distribution services to over 40 third party publishers. The team in Basingstoke and Swansea ensure a smooth operation of receiving, storing and distributing an extensive range of books, handling over 70,000 titles. Click here to visit our website

All applicants must have the right to live and work in the United Kingdom.

Department MDL Credit Services Locations Basingstoke (Head office) Remote status Hybrid