Credit Risk Analyst

Coinbase Global; United Kingdom; On-site; GBP 50,000 - 90,000; Full time

Job summary

An innovative firm is on the lookout for a motivated Credit Risk Analyst to join their Counterparty and Credit Risk team. This role involves managing complex credit risks in the dynamic digital asset market, underwriting counterparties, and evaluating asset risks. You will collaborate with various stakeholders to resolve challenges and contribute to lending solutions. The ideal candidate will have a strong background in credit risk management, excellent analytical skills, and a keen interest in capital markets. Join this forward-thinking company and be part of shaping the future of the global financial system.

Qualifications

• 1-3 years of hands-on credit risk management experience.
• Strong communication and analytical skills are essential.

Responsibilities

• Perform diligence and underwriting of clients and counterparties.
• Analyze asset volatility and liquidity risks on a per-asset basis.

Skills

Credit Risk Management

Analytical Skills

Communication Skills

Time Management

Quantitative Skills

Job description

Ready to be pushed beyond what you think you're capable of?

At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system.

To achieve our mission, we're seeking a highly motivated Credit Risk Analyst to join our Counterparty and Credit Risk team. You will help manage complex credit risks across a global client base in a dynamic digital asset market environment. Your responsibilities will include underwriting counterparties, evaluating asset risks, monitoring and reporting exposures, and contributing to thought leadership to deliver lending solutions through existing and new products.

What you'll be doing:

• Perform diligence and underwriting of clients and counterparties, focusing on hedge funds, asset managers, private equity, or venture capital.
• Recommend internal credit ratings and risk-based limits, and prepare written analysis supporting your assessment.
• Conduct continuous surveillance of trading partners, along with periodic portfolio reviews, audits, and capital planning exercises.
• Analyze asset volatility and liquidity risks on a per-asset and portfolio basis.
• Provide recurring monitoring of market developments, portfolio concentrations, and clearly communicate trends to leadership.
• Negotiate industry documentation (e.g., PBAs, MLAs, and ACAs).
• Collaborate with stakeholders (business development, operations, legal, etc.) and product teams to resolve complex client or product challenges.
• Stay up-to-date with industry trends, regulations, and advancements to expand knowledge and expertise.

What we look for in you:

• 1-3 years of hands-on credit risk management experience.
• Prior experience covering hedge funds, asset managers, private equity, or venture capital is highly preferred.
• Interest in and basic understanding of capital markets products and documentation.
• Strong communication skills, both written and verbal.
• Excellent analytical, quantitative, and spreadsheet skills.
• Excellent time management and prioritization skills; ability to operate in a fast-paced environment.

Nice to haves:

• Crypto forward - strong knowledge of emerging crypto trends.