Credit Risk Analyst

Redde Northgate plc; Darlington; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading provider of integrated mobility solutions is seeking a Credit Risk Analyst to maximize profitability by managing credit facilities and undertaking detailed risk assessments. Ideal candidates will have experience in credit analysis or relevant qualifications. The role offers a starting salary of £25,000 and comprehensive benefits including annual leave, pension contributions, and wellbeing services.

Benefits

24 days annual leave

5% employer pension contributions

Free life assurance

24/7 GP service

Mental health support

Qualifications

• Experience in Credit Risk Analysis is preferred.
• Keen interest and relevant qualifications are acceptable.
• Strong investigative skills to assess credit risk.

Responsibilities

• Maximize profitability by managing credit facilities.
• Undertake detailed risk assessments to guide decision-making.

Skills

Credit Control experience

Attention to detail

Team player

Proficiency in Microsoft Excel

Investigative skills

Education

Relevant qualifications in Finance or Economics

Job description

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Join ZIGUP as a Credit Risk Analyst

Are you someone who thrives in an environment that values teamwork and recognises that collective efforts drive exceptional results? If so, read on!

As a Credit Risk Analyst, you will play a key role in maximizing the profitability of the business by ensuring that credit facilities are managed to maximize revenue while keeping risk levels to a minimum.

This important role involves working with clients requiring new or increased credit facilities or changes in their payment terms. You will undertake detailed risk assessments using information from various sources, including statutory or other financial data, to guide decision-making.

Benefits of Joining ZIGUP

We offer a competitive salary starting from £25,000 per annum, depending on experience. Our benefits include:

• Annual Leave: 24 days, increasing to 26 days with service, plus the option to buy or sell up to 5 extra days annually, plus public holidays and a day off for your birthday.
• Pension: Employer contributions of 5%.
• Financial Benefits: Free life assurance, save-as-you-earn scheme, colleague referral scheme (£1 per referral), and discounts via our Benefits App at top retailers.
• Wellbeing & Lifestyle Services: 24/7 GP service, mental health support, physiotherapy, cycle to work scheme, eyecare vouchers, Health Cash Plan, Dental Plan, and Travel Insurance.
• Motoring Benefits: Vehicle leasing schemes, discounted repairs, and reduced rates on weekend car and van hires.
• Wagestream: A financial wellbeing app offering control over your pay, savings, financial advice, and shopping discounts.

About You

• Experience in Credit Control or Credit Risk Analysis is preferred. Alternatively, a keen interest and relevant qualifications are acceptable.
• Attention to detail and accuracy are essential.
• Team player with a proactive attitude.
• Proficiency in Microsoft Excel and Office applications.
• Strong investigative skills to assess credit risk.
• Ability to handle large data volumes efficiently and meet tight deadlines.

About Us

ZIGUP is a leading provider of integrated mobility solutions, trusted by top UK insurance, leasing, fleet, OEM, and corporate clients, offering services from vehicle rental to fleet management, accident management, and vehicle maintenance.

Our purpose? Keeping customers moving, smarter.

We are agile, experts, imaginative, and reliable.