Credit Risk Analyst

ZIGUP plc; Darlington; On-site; GBP 25,000 - 35,000; Full time

Job summary

ZIGUP plc is seeking a Credit Risk Analyst to maximize profitability while managing credit risks. The ideal candidate will conduct risk assessments and support clients with credit facilities. The role offers a competitive salary starting at £25,000 and outstanding employee benefits including annual leave, pension contributions, and wellness programs.

Benefits

Annual Leave of 24 days, increasing with service

Employer pension contributions of 5%

Financial wellbeing app (Wagestream)

Access to 24/7 GP service

Wellness and lifestyle services

Vehicle-leasing schemes

Discounted repairs and vehicle hires

Qualifications

• Preferred experience in Credit Control or Credit Risk Analysis.
• Proficient in Microsoft Office applications.
• Ability to manage large data volumes efficiently.

Responsibilities

• Conduct detailed risk assessments for new or increased credit facilities.
• Manage credit facilities to maximize revenue and minimize risk.

Skills

Attention to detail

Analytical skills

Teamwork

Microsoft Excel

Credit risk assessment

Education

Relevant qualifications in Credit Risk Analysis

Job description

Do you thrive in an environment that values teamwork and recognises that collective efforts drive exceptional results? If so, read on!

As a Credit Risk Analyst, you will play a key role in maximizing the profitability of the business by ensuring that credit facilities are managed in a way that will maximise revenue, while keeping risk levels to a minimum.

This is an important role in our team where you'll work with clients who require new or increased credit facilities or clients who are requesting a change in their authorised payment terms. You will undertake detailed risk assessments using information from various sources, including detailed analysis of statutory or other financial information as appropriate to guide decision making.

Join ZIGUP as a Credit Risk Analyst and enjoy some outstanding benefits ...

Of course, there's a great basic salary, but that's just the beginning. Our most popular benefits include:

• Salary: From £25,000 per annum based on experience.
• Annual Leave: Start with 24 days, increasing to 26 days with service, plus the flexibility to buy or sell up to 5 extra days each year. Public holidays and an extra day off for your birthday are also included.
• Pension: Employer contributions of 5%.
• Financial Benefits: Free life assurance, a save-as-you-earn scheme, a colleague referral scheme (earning £1,000 per referral), and our Benefits App with discounts and cashback at top retailers.
• Wellbeing & Lifestyle Services: Access to our colleague assistance programme, 24/7 GP service, mental health support, physiotherapy, cycle to work scheme, eyecare vouchers, Health Cash Plan, Dental Plan, and Travel Insurance.
• Motoring Benefits: Vehicle-leasing schemes, discounted repairs, and reduced rates on weekend car and van hires.
• Wagestream: A financial wellbeing app offering control over your pay, savings, financial advice, and shopping discounts.

About you

• Experience in Credit Control or Credit Risk Analysis is preferred. Alternatively, a keen interest in this area with relevant qualifications or working towards them.
• High standards, keen eye for detail, and accuracy.
• Team player who supports others.
• Proficient in Microsoft Office applications, especially Excel.
• Natural investigator with the ability to assess credit risk.
• Ability to handle large data volumes efficiently and work under tight deadlines.

About Us

ZIGUP is a leading provider of integrated mobility solutions, trusted by major insurance and leasing companies, fleet operators, OEMs, and large corporations. We offer vehicle rental, fleet management, accident management, vehicle repairs, and maintenance services.

Our Purpose? Keeping customers moving, smarter.

We are agile, experts, imaginative, and reliable.

Keep your career moving, smarter.