Credit Risk Analyst

FRASERS GROUP FINANCIAL SERVICES; Clayton-le-Moors; On-site; GBP 42,000 - 62,000; Full time

Benefits offered by this job

Frasers Champion

Retail Reconnect

Fearless 1200

Job summary

Frasers Group Financial Services is seeking a Credit Risk Analyst to support reporting and analysis within credit risk. You will work with data, produce meaningful management information, and back decision-making across the business.

You will maintain metrics, governance reporting, and dashboards, while improving reporting processes and collaborating with stakeholders to ensure accurate outputs.

Qualifications

• Proficiency in SQL and data analysis is required.
• Experience with statistical methods and data interpretation is advantageous.
• Ability to translate complex data into actionable insights.

Responsibilities

• Maintain and align department metrics and measures.
• Liaise with metric owners to resolve data inconsistencies.
• Produce governance reports to support lending and performance monitoring.
• Update Power BI dashboards and data trackers for accuracy.
• Support governance, controls and continuous improvement of reporting processes.
• Assist with governance packs, templates and meeting materials.
• Build relationships with stakeholders to understand reporting needs.
• Gather information for regular reporting and ensure outputs are complete.

Skills

SQL

Data analysis

Statistical analysis

Tools

Power BI

Reporting tools

Job description

At Frasers Group we're rethinking retail. Through digital innovation and unique customer experiences, we're serving our consumers with the world's best sports, premium and luxury brands globally. As a leader in the industry, we're elevating the retail experience for our consumers providing flexible and convenient ways to pay across our collection of established brands, including Studio, Sports Direct, FLANNELS, USC, Frasers, and GAME

Frasers Group Financial Services is the next chapter of elevation for the Frasers Group.

We fear less and do more. Our people are forward thinkers who are driven to operate outside of their comfort zone to change the future of retail, embracing challenges along the way. The potential to elevate your career is massive, the experience unrivalled.

Why join us?

Our purpose - we are elevating the lives of the many with access to the world's best brands and experiences

Frasers Group Financial Services is committed to delivering a positive colleague experience and to be able to make the most of it you need to immerse yourself into delivering on our principles:

Own it and back yourself - Own the basics, own your role and own the result

Think without limits - Think, think fast, think fearlessly

Be relevant - Relevant to our people, our partners and the planet

This is a great opportunity for a credit risk analyst to support reporting and analysis within credit risk. The role offers the chance to work with data, produce meaningful management information, and support decision-making across the business. You will help maintain and align department metrics, governance reporting, provide reporting support, investigate issues, and contribute to continuous improvement, while developing valuable technical and analytical skills in a supportive team environment.

Key Responsibilities

• Maintaining and aligning department metrics and measures
• Liaising with metric owners, querying inconsistencies or anomalies to ensure accuracy
• Producing and checking regular governance reporting to support lending, operational and business performance monitoring
• Updating reporting trackers and Power BI dashboards, while checking and reconciling data
• Supporting governance, controls and continuous improvement across reporting processes
• Assisting with governance packs, templates, meeting materials and action tracking
• Supporting reporting controls, records and documentation to ensure outputs are complete and accurate
• Building effective working relationships with stakeholders to understand reporting needs
• Working with teams to gather information for regular reporting
• Helping to maintain effective working relationships across the wider business

As FGFS is within a regulated environment any offer is subject to satisfactory background checks including criminal record check, credit check, and employment references.

Along with your benefits package we also offer a wide range of perks for our colleagues:

• Frasers Champion- Our employees are at the heart of our business and we ensure individuals are recognised every single month for their hard work. Frasers Champion is a peer nominated scheme where 8 winners will receive double their pay for a month where they have lived the Frasers Group values.
• Retail Reconnect - In order to build the planets most admired and compelling brand ecosystem, all employees must understand our business, product and customers. Each financial year, head office employees will gain insights by spending one to two days in one of our stores or the warehouse. The goal is to learn how the work you do impacts our teams on the frontline, and to bring ideas back to the office which will improve how we work.
• Fearless 1200 - Fearless 1200 is our way of recognising our growth. It's bold, ambitious, and designed to reward colleagues across the business for living our values and delivering impact. Fearless 1200 links how we perform to how we're rewarded - check out the video link to find out more - https://www.youtube.com/watch?v=O0qmvJofMew

Employee Welfare

• Frasers Fit - Our Everlast Gyms Team are on a mission to make our workforce the best, and fittest on the planet! We run free gym classes for employees as well as discounted memberships to our clubs. Frasers Fit is our wellbeing programme which aims to support and improve colleagues Physical, Financial & Mental wellbeing. The app is accessible for every employee and includes training, nutrition and lifestyle advice- all completely free.
• Retail Trust - We know that its not just about physical health, mental wellness is equally important which is why all of our employees get free access and support from the Retail Trust charity. This includes a 24 hour wellbeing helpline, wellness hub, counselling and financial/legal support.

What's next?

• Someone with a passion for delivering results through the effective use and evaluation of data
• SQL experience preferable
• Experience in Power BI, reporting tools and data visualisation advantageous
• Mathematical/statistical background (or other discipline with high analytical content)
• Ability to communicate complex, technical results to a non-technical audience
• Strong attention to detail and commitment to producing accurate work
• Curiosity and willingness to learn, investigate trends and solve problems
• Ability to build positive relationships and collaborate with a range of stakeholders
• Good organisational skills and the ability to manage regular deadlines
• A proactive and methodical approach to tasks
• Motivation to develop new skills and grow within a reporting and analysis role