Credit Risk Analyst

Centre People; City Of London; Hybrid; GBP 32,000 - 35,000; Full time

Job summary

A Japanese trading company is seeking a Credit Risk Analyst for a maternity cover contract in Central London. Responsibilities include analyzing financial statements and managing the Credit Application process. Ideal candidates should have 1-2 years of credit analysis experience and proficiency in Excel. The position offers a salary between £32k and £35k, with hybrid working arrangements (3 days in-office per week).

Qualifications

• 1-2 years Credit Analyst experience required.
• Proven experience in a similar role/professional environment.
• Understanding of company accounts including balance sheets, income and cash flow statements.

Responsibilities

• Analysing financial statements and preparing credit reviews.
• Recommend credit ratings/limits and credit enhancement.
• Manage the inflow and outflow of Credit Applications.

Skills

Analytical skills

Proficiency in Microsoft Excel

Business level fluency in English

Education

Bookkeeping certification

Job description

A Japanese trading company is currently recruiting a Credit Risk Analyst to work in their London office under a maternity cover contract.

In this role, you will be responsible for undertaking quantitative and qualitative assessments of credit risk for the company and its affiliates and managing the Credit Application process. The ideal candidate should have around 2 years credit risk assessment experience, analytical skills, and proficiency in Microsoft Excel.

• TYPE: Fixed term contract until February 2027
• WORKING HOURS: 9:00-17:00 from Monday to Friday
• SALARY: £32k – £35k depending on experience
• START: Dec 2025
• LOCATION: Central London, United Kingdom (hybrid working, 3 days a week in-office)

Credit Risk Analyst Main Responsibilities

• Analysing financial statements and preparing credit reviews for the applications from UK business departments and affiliate companies
• Recommend credit ratings/limits and credit enhancement as appropriate
• Manage the inflow and outflow of Credit Applications
• Involved in other ad-hoc duties as required by the line manager from time to time

Credit Risk Analyst Ideal Candidate

• 1-2 years Credit Analyst experience or Bookkeeping certification
• Proven experience in a similar role/professional environment
• Understanding of company accounts including balance sheets, income and cash flow statements
• Self-motivated, commercially oriented and driven individual with understanding of credit risk assessment and management
• Ability to deliver under tight deadlines where necessary
• Strong analytical skills with attention to detail
• Proficient in Microsoft office (Basic- Intermediate Excel)
• Proactive and flexible with excellent time management skills
• Business level fluency in English

All applicants for the Credit Risk Analyst must have the right to work in the country as the Company is not able to offer visa support.

If your application is successful, you will be contacted within two business days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs.