Credit Portfolio Group - Lending - Senior Research Associate or Vice President

J.P. Morgan; London; On-site; GBP 60,000 - 100,000; Full time

Job summary

A leading financial institution is seeking a Senior Research Associate or VP in London to enhance their Credit Portfolio Group. This role involves credit analysis, structured trades management, and collaboration with portfolio managers, requiring extensive banking experience and proficiency in financial modeling.

Qualifications

• Extensive experience in a banking or research role.
• Proficiency in analyzing financial statements and financial modeling.
• Strong Excel skills focused on data analysis.

Responsibilities

• Support management of loan portfolio through credit analysis.
• Create and analyze structured trades.
• Formulate portfolio management strategies.

Skills

Financial statement analysis

Financial modeling

Valuation

Data analysis

Excel

Communication

Education

CFA progress or completion

Tools

Bloomberg

Python

Tableau

Job description

Are you a credit-trained, highly analytical, and self-motivated individual ready to make an impact in the world of credit portfolio management? As a Senior Research Associate or VP in the Credit Portfolio Group (CPG), you will support the management of our loan portfolio through credit analysis and collaborate with senior portfolio managers and traders. Join JP Morgan Chase in London, where your expertise will contribute to the creation, management, and ongoing analysis of CPG structured trades, driving strategic portfolio management and trade ideas.

The Credit Portfolio Group (CPG) Lending team is responsible for managing the loan portfolio through fundamental credit analysis, generating trade ideas, and supporting portfolio managers and traders. The team focuses on formulating credit and relative value views, building models, performing valuations, and communicating strategies to senior management.

Job Responsibilities:

• Support the management of the loan portfolio through credit analysis alongside senior portfolio managers and traders.
• Create, manage, and analyze CPG structured trades.
• Formulate credit and relative value views around positions in the portfolio.
• Build and maintain models projecting future cash flows and perform valuation work.
• Formulate portfolio management strategies and communicate them to portfolio managers and senior management.

Required Qualifications, Capabilities, and Skills:

• Extensive experience in a banking, research role, or accounting-focused role, such as a desk analyst or investment banking analyst.
• Demonstrated ability to cover multiple credits in a dynamic environment, efficiently evaluating opportunities in response to news and market changes.
• Proficiency in analyzing financial statements, financial modeling, and valuation with knowledge of relative value.
• Strong Excel skills with a focus on data analysis, manipulation, and organization. Prior use of or knowledge of Python and Tableau are a plus; prior experience with Bloomberg is highly valued.

Preferred Qualifications, Capabilities, and Skills:

• A passion for following financial markets and an interest in investing; in-depth knowledge of loans, CDS, bonds, equity, and structured products are a plus.
• Strong written and oral communication skills; prior experience in pitching trade ideas is a plus.
• A CFA, or progress toward a CFA, is a plus but not required.

This role encompasses the performance of UK regulated activity. The successful candidate will therefore be subject to meeting UK regulatory requirements in the assessment of fitness, propriety, knowledge and competence (as assessed by the Firm) and (where appropriate) approval by the UK Financial Conduct Authority and/or the Prudential Regulation Authority to carry out such activities.