Credit Officer - Infrastructure & Project Finance

Lloyds Banking Group; Greater London; Hybrid; GBP 50,000 - 70,000; Full time

Benefits offered by this job

Generous pension contribution up to 15%

Annual bonus award

Share schemes including free shares

Discounted shopping benefits

30 days’ holiday

Wellbeing initiatives and parental leave policies

Job summary

Dormont Manufacturing Co is seeking a Credit Officer for its Infrastructure & Project Finance team in London. This role involves analyzing and sanctioning facilities in project finance, with a strong emphasis on renewable energy initiatives.

Your expertise in credit risk management will support strategic decision-making within the team. The position offers a hybrid working pattern and a range of benefits, including a substantial pension contribution and generous holiday package.

Qualifications

• Experience in infrastructure and project finance sectors, particularly renewables.
• Familiarity with UK and US jurisdictions.
• Attention to detail and collaboration skills.

Responsibilities

• Conduct independent credit assessments for decision-making.
• Perform market due diligence and identify strengths and risks.
• Prepare submissions for new business and credit reviews.
• Monitor credit exposures and maintain compliance with policies.

Skills

Credit risk management experience

Strong communication skills

Decision-making skills

Technical understanding of infrastructure finance

Ability to balance conflicting demands

Job description

Credit Officer - Infrastructure & Project Finance

JOB TITLE: Credit Officer - Infrastructure & Project Finance

HOURS: Full time

LOCATION: London

WORKING PATTERN: Hybrid, 40% (or two days) in an office location mentioned above

Job Description

The Infrastructure & Project Finance Credit team are recruiting for an exciting and challenging Credit Officer role. We are a core component of the Chief Credit Office, delivering the Group’s Sustainability and Helping Britain Prosper agendas by providing structured finance to support UK infrastructure and the transition to renewable energy.

In this role you will independently analyse and sanction facilities for counterparties in the infrastructure and project finance sectors. Your primary asset classes will include renewables, PFI, economic and digital infrastructure, and energy transition technology.

What you’ll be doing

• Conduct independent credit assessments, presenting findings to sanctioning officials to enable informed decisions.
• Analyse company‑prepared information, perform extensive technical and market due diligence, and identify key strengths and risks.
• Prepare submissions for new-to-bank business, increased lending, term variations, restructures, and annual credit reviews.
• Liaise with originators, relationship managers, product partners, clients and shape structured credit proposals to balance risk and reward.
• Monitor and control credit exposures, communicating with senior risk colleagues and sanctioners to maintain compliance with LBG policy and regulatory requirements.
• Undertake customer, sector and market research to add an external dimension to assessments and apply sound judgement when evaluating lending proposals.
• Maintain records to satisfy internal and external data quality and statutory reporting requirements; ensure transactions meet Group Policy and oversee the deal origination team.

What you’ll need

• Existing credit risk management experience in the infrastructure and project finance sectors, including renewables, with a deep technical understanding of these markets.
• Familiarity with UK and US jurisdictions is helpful.
• Strong communication and influencing skills, and the confidence to challenge the status quo while explaining recommendations.
• Ability to balance conflicting demands and deliver to tight timescales.
• Quick learning aptitude and adaptability to new challenges.
• Sound judgement, strong decision‑making skills, attention to detail, collaboration, and a passion for the asset classes covered.

Benefits

• Generous pension contribution of up to 15%
• Annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits adaptable to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• Range of wellbeing initiatives and generous parental leave policies