Credit Investigator

JR United Kingdom; Altrincham; Hybrid; GBP 30,000 - 33,000; Full time

Job summary

A market-leading loan provider in Altrincham is looking for an experienced Credit Underwriter to join their team. The role offers a competitive salary between £30,000 and £33,000, generous holiday entitlements, and real career progression opportunities. Candidates should have at least two years of relevant underwriting experience and a strong understanding of SMEs and market trends. Apply now to make a real impact in business finance.

Benefits

20 days annual leave, increasing to 25

8 Bank Holidays

Birthday off

Hybrid working after probation

Qualifications

• At least two years of underwriting experience in a Consumer or SME environment.
• A broad understanding of SMEs and current market trends.
• Practical knowledge of KYC, AML, and KYB requirements.

Responsibilities

• Assess risks of SME loan applications.
• Ensure compliance with Credit Policy and guidelines.
• Review credit information on businesses and Beneficial Owners.
• Conduct risk assessments based on market trends.

Skills

Underwriting experience

Understanding of SMEs

Knowledge of KYC, AML, KYB

Communication skills

Attention to detail

Proactive attitude

Team-oriented

Personal integrity

Job description

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Are you an experienced Credit Underwriter looking for an exciting opportunity with a market-leading company? Our client, based in the heart of Altrincham, specialises in providing business loans up to £750,000. Due to their ongoing growth, they are seeking a talented Credit Underwriter to join their dynamic team.
This role offers a competitive salary ranging from £30,000 to £33,000, depending on experience. You'll enjoy a generous holiday package, including 20 days of annual leave, which increases to 25 days with service, plus 8 Bank Holidays and your birthday off. With genuine career progression opportunities, this role is perfect for someone looking to advance their career in credit underwriting.
As a Credit Underwriter, you'll be responsible for:

• Assessing the risks of SME loan applications with objective and independent judgment.
• Ensuring compliance with Credit Policy, guidelines, and processes.
• Obtaining and reviewing credit information on businesses and Beneficial Owners.
• Conducting risk assessments considering lender guidelines and market trends.
• Adhering to AML, KYC, and KYB policies.
• Working within agreed timelines for credit proposals and reviews.
• Coordinating effectively with colleagues across various teams.

Package and Benefits:
The Credit Underwriter role comes with a fantastic package:

• Annual salary of £30,000 - £33,000, dependent on experience.
• Hybrid working after 6 month probation - 2 days from home.
• 20 days holiday, increasing to 25 days with service, plus 8 Bank Holidays.
• Your birthday off every year.
• Genuine career progression opportunities.
• Office hours from Monday to Friday, with no weekends or late nights.

The ideal Credit Underwriter will have:

• At least two years of underwriting experience in a Consumer or SME environment.
• A broad understanding of SMEs and current market trends.
• Practical knowledge of KYC, AML, and KYB requirements.
• Strong communication skills and the ability to build relationships.
• Excellent attention to detail and accountability.
• A proactive, team-oriented attitude and drive to succeed.
• High personal and professional integrity.

If you have experience or interest in roles such as Loan Underwriter, Risk Analyst, Credit Analyst, Financial Underwriter, or Lending Specialist, this Credit Underwriter position could be the perfect fit for you.
If you're ready to take the next step in your career as a Credit Underwriter, this opportunity with our client in Altrincham could be just what you're looking for. Apply now and become part of a team that's making a real difference in the world of business finance.
Alternatively please call Jenni on 01614166135 for more information.
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