Credit Consultant - Collections

Buscojobs; Canterbury; On-site; NZD 50,000 - 65,000; Full time

Job summary

A financial services group seeks a Credit Consultant to join their Collections team in Christchurch. The ideal candidate will have strong communication and customer service skills, with some experience in collections preferred. This role involves handling incoming and outbound calls regarding overdue accounts, providing solutions to clients' needs, and promoting digital services. The company values inclusivity and offers opportunities for career development.

Benefits

Employee banking benefits

Excellent insurance package

Flexible working options

Sports teams

Friday night pizzas and drinks

Qualifications

• Collections experience preferred.
• Energetic, empathetic person required.
• No tertiary education needed, but beneficial.

Responsibilities

• Handle incoming calls from Collections queue.
• Make outbound calls for overdue accounts.
• Respond to customers to arrange repayments.
• Load and monitor arrangements in Collections systems.
• Liaise with internal and external customers.
• Promote digital solutions.

Skills

Strong communication skills

Customer service

Problem solving

Negotiation skills

Job description

Credit Consultant - Collections page is loaded

Credit Consultant - Collections

Apply locations Christchurch time type Full time posted on Posted 15 Days Ago time left to apply End Date: August 5, 2025 (11 days left to apply) job requisition id JR100185

Credit Consultant - Collections page is loaded

Credit Consultant - Collections

Apply locations Christchurch time type Full time posted on Posted 15 Days Ago time left to apply End Date: August 5, 2025 (11 days left to apply) job requisition id JR100185

We have an awesome opportunity for a Credit Consultant to join our Collections team based in Christchurch .

While Collections experience is preferable, we are looking for an energetic and empathetic person who can evidence strong communication -written and verbal, customer service, problem solving and negotiation skills, you also enjoy providing options and solutions over the phone. You don't necessarily need a tertiary education either but if you have some, you are looking to put that degree or qualification to practical use. If you are looking to kickstart or restart your career in the financial industry and/or a Collections environment then this is the role for you.

Is this your next role?
We're looking for the newest addition to our tight knit and highly energetic Collections team! You'll be able to support our clients by primarily handling incoming calls so you totally embrace the unexpected, you also get to work with internal departments to deliver first class customer service to every single one of our Heartland customers.

Get involved in:

• Answering incoming calls from the Collections queue that will range from a simple balance to more complex requests.

• Making outbound calls (manual and dialler campaign) to discuss overdue accounts and formulate a plan to remedy arrears.

• Responding to customers with overdue accounts to make arrangements to repay arrears.

• Loading and monitoring arrangements within the Heartland Bank's Collections systems.

• Liaising with internal customers and external introducers to solve customer needs.

• Promoting our digital solutions and helping our clients with their digital journey.

Key requirements for this role.

• Demonstrated experience in debt collection/credit control experience.

• Debt collection methodology.

• Knowledge of CCCFA Legislation.

A bit about us and what we do
Heartland is an NZX/ASX-listed financial services group with big growth plans. Heartland Group owns both Heartland Bank in New Zealand and Heartland Bank in Australia. We provide award-winning savings and finance products to a diverse range of customers including business owners, farmers and retirees. Heartland's strategy is to digitalise everything we do, enabling us to provide customers with what they need in a scalable way. We can then pass those benefits onto our customers through faster service and better rates.

Can you see yourself here?
We're innovative and always evolving. We work together as one team and have big ambition. We're committed to creating a culture of inclusivity that celebrates our diverse backgrounds and supports the wellbeing of our people. We offer real opportunities for learning and career development. You can also drive change through our internal groups (including Manawa Whenua - our Māori group, the Rainbow Committee, Diversity & Inclusion Committee and our Green Team).

Some of our perks include employee banking benefits, an excellent insurance package, flexible working options, sports teams (touch, netball and football), and Friday night pizzas and drinks!

Diversity & Inclusion
At Heartland, we're proud to celebrate the many characteristics that make each of us different. We embrace diversity in all its forms and believe in creating an environment that helps us better understand and serve our customers. As a Living Wage Employer, a Hearing Accredited Workplace, and a Rainbow Tick certified organisation, we're committed to doing right by our people.

Keen to learn more?
For an insight into life at Heartland, check out our Instagram @heartlandbanknz or follow us on LinkedIn www.linkedin.com/company/heartland-bank-nz.

Join our Heartland

Heartland is an innovative and award-winning financial services group. We’re committed to creating a culture of inclusivity that celebrates our diversity and supports the wellbeing of our people.

Get In Touch

Introduce yourself to our team and we'll get in touch if there's a role that seems like a good match.

About Us

Across the Heartland group, we’re looking for people who will embrace the opportunities we provide to learn, contribute and make a difference. You’ll find meaningful work and an environment that is fast-paced, rewarding and supportive.

The Heartland group is a digital financial services group of companies, which includes Heartland Bank in New Zealand and Heartland Bank in Australia (which includes our StockCo team).