Credit Clerk

FirstBank; Loans; On-site; GBP 24,000 - 32,000; Full time

Job summary

FirstBank in United Kingdom, Scotland is seeking a Credit Clerk responsible for monitoring, maintaining, and processing loan files to ensure perfected status of secured loans and proper recordation of all lending.

The role requires accurate document handling, attention to detail, and adherence to bank policies. Notary duties may be performed as part of additional responsibilities, with standard office hours and a focus on data integrity.

Qualifications

• High school graduation or G.E.D. equivalent.
• One year of professional banking experience such as Teller, Bookkeeping, administrative or lending knowledge is preferred but not necessary.

Responsibilities

• Maintain records and files to reflect current status and activities of each loan.
• Review loan documentation on all new and renewed loans and extensions.
• Review denied applications.
• Process all paid loans on a daily basis.
• Purges files for storage, as time allows.
• File UCC and EFS continuations, as needed.
• Prepare internal and external correspondence concerning loan documentation, as needed.
• Track one time and recurring exceptions.
• Interact in a professional, courteous manner with co-workers, customers, prospective customers, visitors, vendors, etc.
• Scan and index loan documentation accurately and in a timely manner.
• Maintain strict confidentiality guidelines in accordance with Bank policy.
• Perform all documentation tasks according to Bank and regulatory guidelines.
• Demonstrate knowledge and expertise of loan documentation and collateral procedures and support the Bank’s overall mission, standards, policies and procedures, and confidentiality guidelines.

Skills

Banking experience

Attention to detail

Organization skills

Verbal & written communication

Education

High School Diploma/GED

Tools

Word

Excel

Job description

JOB TITLE : Credit Clerk DATE: August 26, 2026

REPORTS TO: Credit Department Supervisor FLSA STATUS: Non-Exempt

JOB SUMMARY: This position is responsible for monitoring, maintaining, and processing loan files and corresponding documents to ensure perfected status of secured loans and proper recordation of all lending.

ESSENTIAL JOB FUNCTIONS:

• Maintain records and files to reflect current status and activities of each loan.
• Review loan documentation on all new and renewed loans and extensions.
• Review denied applications.
• Process all paid loans on a daily basis.
• Purges files for storage, as time allows.
• File UCC and EFS continuations, as needed.
• Prepare internal and external correspondence concerning loan documentation, as needed.
• Track one time and recurring exceptions.
• Interact in a professional, courteous manner with co-workers, customers, prospective customers, visitors, vendors, etc…
• Scan and index loan documentation accurately and in a timely manner.
• Maintain strict confidentiality guidelines in accordance with Bank policy.
• Perform all documentation tasks according to Bank and regulatory guidelines.
• Demonstrate knowledge and expertise of loan documentation and collateral procedures and support the Bank’s overall mission, standards, policies and procedures, and confidentiality guidelines.

(Note: Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.)

ADDITIONAL RESPONSIBILITIES:

• Performs other duties as required by management.
• Acts as notary for Bank documents.

SUPERVISORY RESPONSIBILITIES:

• This position has no supervisory responsibilities..

MINIMUM QUALIFICATIONS FOR CONSIDERATION:

• High school graduation or G.E.D. equivalent.
• One years of professional banking experience such as Teller, Bookkeeping, administrative or lending knowledge is preferred but not necessary.

KNOWLEDGE, SKILLS, AND ABILITIES:

• Good verbal and written communication skills.
• Good interpersonal skills: able to work well with a wide range of people.
• Good sense of customer service.
• Good attention to detail, good analytical abilities and problem solving skills.
• Strong organizational and time management skills. Able to prioritize responsibilities and work without supervision.
• Demonstrates dependability through good attendance and adherence to timelines and schedules. Able to work with frequent interruptions.
• Able to perform under time deadlines.
• Possesses a good understanding of the Bank’s loan products/services.
• Able to handle increased pressure situations on occasion.
• Able to perform basic mathematical computations. Able to compute rate, ratio, and percentage.
• Proficient in 10-key. Able to type (minimum 30 wpm).
• Proficient in basic personal computer applications including Word and Excel.
• Able and willing to continue business skill development.

PHYSICAL REQUIREMENTS

This is sedentary work that requires the following physical activities:

• Sitting or standing for long periods, walking, finger dexterity, feeling, repetitive motions, talking, hearing, and visual acuity.
• Occasional lifting (up to 10 pounds of supply boxes and files). Reaching overhead and bending to reach lower files.

ATTENDENCE REQUIREMENTS

This position works the following time requirements, normally:

• Reporting at 8:00am on Monday through Friday, normally. Could be asked to report as early as7:00am, when needed.
• Working until close of day on Monday through Friday (normally 5:00pm Monday - Thursday and 5:30pm on Friday), when needed.
• Special projects may require supervisor to request time on a Saturday, when needed.

WORKING CONDITIONS:

• Normal office environment.

NOTE:

The above statements are intended to describe the general nature and level of work performed by an employee in this position. These statements are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of employees in this position.

Nothing in this job description restricts management’s right to assign or reassign job duties as required. This job description is not to be construed as a guaranteed contract of employment for a definite period of time.