Credit Associate

JR United Kingdom; Slough; Hybrid; GBP 40,000 - 55,000; Full time

Job summary

A prominent international insurance business is seeking a Credit Associate to join their dynamic Credit & Political Risk team in London. This hybrid role involves critical analysis and strategic support functions, requiring a detail-oriented candidate with credit analysis experience. The successful applicant will work closely with underwriting and senior colleagues to enhance performance metrics and contribute to discussions on risk management.

Qualifications

• Minimum 2 years experience in credit analysis.
• Educated to University degree level.
• Willingness to pursue CFA qualification during the role.

Responsibilities

• Analyse new business and provide recommendations to underwriting.
• Establish annual credit assessments and limits.
• Conduct portfolio analysis across various geographies and industries.

Skills

Credit analysis

Commercial awareness

Attention to detail

Education

University degree

CFA qualification (or willingness to complete)

Job description

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My client, an international insurance business, is looking for a Credit Associate to join their high performing Credit & Political Risk team. This role will be based in the City of London but offer hybrid working flexibility (3 days in the office, 2 days working from home).

Key Responsibilities

• Analysis of new business, providing analytical recommendations to underwriting colleagues in line with the team risk appetite.
• Establish and maintain annual credit assessments, limits and internal ratings for regularly reviewed obligors which typically do not have external credit ratings
• Portfolio analysis, including maintenance and review of trigger event metrics for all exposure and aggregations, across geographies, industries, obligors, risk types and client groups.
• Complete specific project work as required
• Support senior colleagues in data analysis to assess the performance of the account and contribute to strategic discussions
• Attend client calls and meetings in relation to industry or geography updates where required
• Design, deliver, develop and analyse reports, identify and recommend solutions to reporting issues in line with group/branch requirements

Skills & Experience

• A minimum of 2 years in credit analysis
• Educated to University degree level
• Working to achieve CFA qualification or willingness to complete in the role
• Commercial awareness & attention to detail