Credit Analyst - Director/AD/SA - Structured Credit - London

Fitch Group; London; Hybrid; GBP 45,000 - 75,000; Full time

Job summary

An established industry player is seeking a motivated Credit Analyst to join its European Structured Finance team. This pivotal role involves analyzing transactions backed by various loan types, implementing cash flow models, and reviewing legal documents. The successful candidate will communicate insights to investors and contribute to the development of rating criteria. With a focus on collaboration and innovation, this position offers a unique opportunity to impact the financial landscape while working within a diverse and inclusive environment. If you are passionate about finance and eager to make a difference, this role is for you.

Qualifications

• Prior experience in finance is essential for this role.
• Knowledge of securitisation structures, especially CLOs, is beneficial.

Responsibilities

• Implement default, recovery, and cash flow modelling.
• Prepare rating proposals for internal committees and communicate with investors.

Skills

Credit Analysis

Cash Flow Modelling

Advanced Excel Skills

Legal Document Analysis

Communication Skills

Education

Degree in Finance or Related Field

Job description

Structured Finance is currently seeking a Credit Analyst.

Fitch’s European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions.

What We Offer:

• We are currently seeking either a Director, Associate Director or Senior Analyst Level Credit Analyst to join the European Structured Finance team
• The successful candidate will be part of a team of analysts rating transactions back by mortgage loans, consumer loans and/or corporate loan including leveraged loan CLOs
• The team analyses transactions in line with Fitch’s rating criteria and provides high quality credit opinions to investors and other market participants

We’ll Count on You To:

• Implement default, recovery, and cash flow modelling
• Reviewing transaction legal documents
• On-site review of underwriting and servicing of transaction originators and CLO managers
• Preparing rating proposals for presentation to internal rating committees
• Communicating rating rationale to investors and other market participants through presale reports, presentations, and meetings
• Communicating with transaction arrangers and originators to understand asset characteristics and structural features of the transactions
• Assist in the development of criteria and supporting research

What You Need to Have:

• This is a demanding and exciting role, so we are looking for highly motivated candidates
• The successful candidate should have some prior experience in finance
• Knowledge of securitisation structures and in particular CLOs would be beneficial
• Candidates will be highly numerate and analytical, with advanced Excel skills
• The role also involves analysis of legal transaction documents. While no legal background is required successful candidates should be able to review and analyse legal contracts from a credit risk perspective

What Would Make You Stand Out:

• A central element of the position is communicating your analysis, both internally and externally. Therefore, candidates should have excellent written and oral communication skills in English
• Other European languages are desirable

Why Fitch

At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone.

Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority.

We are building incredible things at Fitch and we invite you to join us on our journey.

For more information please visit our websites:

www.fitchratings.com|www.fitchsolutions.com|www.fitchlearning.com

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.

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