Credit Analyst

The City Recruiter; Manchester; On-site; GBP 35,000 - 50,000; Full time

Job summary

A leading company in Manchester is seeking a meticulous Credit Analyst to join their compliance and risk assessment team. The role involves evaluating financing arrangements and ensuring adherence to regulatory standards. Ideal candidates will possess strong analytical skills and a solid understanding of financial regulations.

Benefits

Professional Development

Collaborative Environment

Competitive Compensation

Qualifications

• Minimum of 3 years' experience in credit analysis or financial compliance.
• Strong understanding of financial regulations related to consumer credit.

Responsibilities

• Analyse clients' financial data for financing approvals.
• Ensure compliance with financial regulations.

Skills

Analytical Skills

Communication Skills

Attention to Detail

Education

Bachelor’s degree in Finance

Bachelor’s degree in Accounting

Bachelor’s degree in Economics

Job description

This range is provided by The City Recruiter. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

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Job Title: Credit Analyst

Location: Manchester, UK

Employment Type: Full-Time

About the Role

We are seeking a meticulous and experienced Credit Analyst to join our compliance and risk assessment team. In this role, you will be pivotal in evaluating the compliance of financing arrangements related to affordability claims and financial misconduct cases. Your expertise will ensure that all financial approvals adhere to regulatory standards and internal policies.

• Financial Assessment: Analyse clients' financial data, including income, expenditures, and credit histories, to determine the appropriateness of financing approvals.
• Compliance Verification: Ensure that all financing decisions comply with relevant financial regulations and internal compliance policies.
• Risk Analysis: Identify and assess potential risks associated with financing approvals, particularly in cases involving affordability disputes and financial misconduct.
• Documentation Review: Examine and verify the accuracy and completeness of financial documents submitted by clients.
• Reporting: Prepare detailed reports outlining findings, risk assessments, and recommendations for financing decisions.
• Collaboration: Work closely with legal and compliance teams to provide insights and support in ongoing investigations and case preparations.

Qualifications and Experience

• Educational Background: Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Professional Experience: Minimum of 3 years' experience in credit analysis, financial compliance, or a related area.
• Regulatory Knowledge: Strong understanding of financial regulations, particularly those related to consumer credit and financial misconduct.
• Analytical Skills: Proficient in financial analysis and risk assessment methodologies.
• Communication Skills: Excellent written and verbal communication skills, with the ability to present complex information clearly.
• Attention to Detail: High level of accuracy and attention to detail in all aspects of work.

Preferred Qualifications

• Certifications: Professional certifications such as Certified Credit Analyst (CCA) or Certified Financial Services Auditor (CFSA) are advantageous.
• Legal Acumen: Familiarity with legal processes related to financial disputes and misconduct cases.

What We Offer

• Professional Development: Opportunities for continuous learning and career advancement within the firm.
• Collaborative Environment: A supportive team culture that values integrity, diligence, and excellence.
• Competitive Compensation: A comprehensive salary and benefits package commensurate with experience and qualifications.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Legal, Finance, and Accounting/Auditing

• Industries

  Law Practice, Financial Services, and Banking

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