Credit Analyst

time left to apply End Date: April 25, 2025 (8 days left to apply)

job requisition id R17706

About the Team / Role

WEX Europe is a leading provider of Fuel cards. We manage a range of flexible fuel cards in several key markets across Europe and due to ongoing growth, we are looking to recruit a Credit Analyst to join our Credit team.

The Credit Risk team is responsible for monitoring customers' spend against their authorised Credit limits. Underwriting all applications across eight issuing countries in Europe, assessing and measuring the risk of extending Credit to all applicants. Proactive Portfolio Management ensures continuous monitoring of the financial condition and performance of our customers.

Our portfolio covers a wide range of business types and sizes from small enterprises to large corporate businesses and institutions.

What’s on offer?

• Highly competitive salary of £23,000-£27,500 (Dependent on experience)
• Annual company bonus
• 37.5 hour week - Monday to Friday - no evenings or weekends
• Hybrid working from our Manchester City Centre office
• Industry leading pension scheme
• 25 days holiday plus bank holidays - with the opportunity to purchase additional holidays
• Life assurance
• Income protection

How you’ll make an impact

• To assess and measure the risk of extending credit to all applicants
• Assess and evaluate the financial position and credit worthiness of all applications
• Interpret / translate financial statements including balance sheets, P&L Statements and management accounts
• Strive to accept all business, through accepting and controlling the higher risk customers - by means of reduced terms, securities etc.
• Minimize the risk to the business with a strong focus on fraud screening
• Working with multiple European portfolios
• Assess, manage and report exposure position to determine the level of risk
• Overtrade management where the customer exposures can rapidly change
• Assessing customers’ accounts using information gathered, and making an informed decision within credit parameters with commercially balanced recommendations
• Analysis of customer’s financial statements and B2B Credit Reports
• Maximizing volume opportunity and growth in line with Business goals
• Customer contact and daily interaction with the in-country credit and sales teams
• Building and maintaining strong relationships with all Credit Teams, Sales Teams and Customer Service Advisors
• As a part of the team, provide support/ cover for other roles within the Credit department when required

Experience you’ll bring

• Proven analytical skills with the ability to assess financial information
• Previous experience in Credit underwriting / analyst or a similar role
• Experience of dealing with the main credit reference agencies
• Strong administrative skills - capturing and recording data, data reconciliation
• Advanced excel skills
• Knowledge of underwriting in European Countries
• Previous exposure to the Fuel Card Market would be an advantage
• European language skills would be advantageous but not essential
• High attention to detail
• Ability to interface with all levels of management and staff
• Ability to prioritize and manage own workload
• Extensive, professional communication skills both written and verbal

What’s next?

If you have the skills and passion to be our next Credit Analyst, we would love to hear from you. APPLY NOW for immediate consideration.

Due to the volume of applications received, unfortunately it is not possible to respond to each one individually, applicants that are shortlisted will be contacted within one week of application.

We do not accept speculative CVs. Any CV received by WEX will be treated as a gift and eligible for an agency fee. PSL agencies should only send CVs if authorized to do so by the Talent Acquisition team.

About Us

WEX is a global commerce platform that helps businesses solve for operational complexities like employee benefits, managing and mobilizing fleets, and streamlining payments.

With over 6,500 employees, we work with large and small companies in more than 200 countries and territories, and can tailor our services to meet the unique needs of their businesses.

We hire people who share our passion for continuous innovation and client service that is unparalleled in the industry. Offering comprehensive and market competitive benefits, our offerings are designed to support your personal and professional well-being. If you’re looking for a growing career - come be part of WEX today. To learn more about our employee benefits, please click here.

WEX is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, sexual orientation, gender identity, protected veteran status, disability or other protected status. WEX promotes a drug-free workplace.

Qualified individuals with a disability have the right to request a reasonable accommodation. If you require a reasonable accommodation as a result of your disability at any point in the job application process, please submit your request through our Reasonable Accommodation Request Form.

This form is for accommodation requests only and cannot be used to inquire about the status of applications.