Credit Analyst

TN United Kingdom; London; On-site; GBP 100,000 - 125,000; Full time

Job description

Job Opportunity: Credit Analyst

Location: City of London

Type: Contract

Salary: £200 – £230 per day

Cer Financial is working with a bank based in the City of London to find a skilled Credit Analyst for a contract role.

Responsibilities of a Credit Analyst:

1. Analyze deals and customers from a credit perspective for applications mainly involving Financial Institutions, such as Banks, Insurance companies, Non-Bank Financial Institutions, as well as sovereign entities. Obtain approval in a timely manner within the Credit Department.
2. Proactively manage interactions and communication with marketing officers, gather necessary information to complete analyses, and discuss and agree on applicable conditions and instructions.
3. Attend meetings with marketing officers, articulate risk perception and appetite for transactions or counterparties in line with bank policies and procedures.
4. Maintain active collaboration with front office deal teams to ensure delivery to clients, including internal approval processes.
5. Work collaboratively with other risk disciplines (market risk, operational risk, reputation risk) to ensure a comprehensive view of risk for counterparties, portfolios, or asset classes.

Qualifications of a Successful Credit Analyst:

1. Experience in a credit management role within a major international bank.
2. Experience conducting sovereign, bank, insurance, and asset management credit analyses in a structured manner, clearly identifying and articulating risk issues and mitigation strategies.
3. Ability to work independently, manage transaction deadlines actively, and escalate material issues to senior management promptly.
4. Strong stakeholder partnership skills and the ability to influence senior management within the credit department and front office.
5. Solid knowledge of corporate loans, trade finance, and derivative products, including relevant documentation and current market trends.
6. Experience in front office or marketing roles and familiarity with key players in the corporate and trade finance markets is advantageous.