Credit Analyst

Centalion UK Limited; Greater London; Vor Ort; GBP 70.000 - 110.000; Vollzeit

Zusammenfassung

Centalion UK Limited is seeking an experienced Credit Analyst to manage credit risk across a global counterparty portfolio, with emphasis on the EMEA region. You will analyze quantitative and qualitative information and advise on credit limits, ratings and terms, while supporting negotiations and documentation with external counterparties.

The role requires strong financial analysis and risk assessment skills and extensive knowledge of ISDA master agreements and CSA.

Qualifikationen

• Minimum 5 years of relevant experience in credit risk.
• Experience with counterparties in commodity trading markets (base metals, precious metals, mining or metals trading).
• Strong financial analysis, credit writing and risk assessment skills; able to form independent recommendations.
• Working knowledge of master agreements commonly used in commodities markets such as ISDA and related credit support documentation (CSA).

Aufgaben

• Conduct in-depth quantitative and qualitative credit assessments of counterparties.
• Review day-to-day trade requests from commercial teams, including structured transactions.
• Evaluate and support structuring of complex multi-commodity and long-term transactions.
• Support negotiation and administration of credit arrangements, master trading agreements and related docs.
• Exercise delegated authority to recommend and approve credit limits, ratings and terms.
• Monitor a global counterparty portfolio with focus on exposures and emerging risks (EMEA emphasis).
• Ensure compliance with group credit policies and procedures.
• Develop relationships with counterparties, financial institutions and internal stakeholders.
• Participate in credit-related system enhancements or projects.

Kenntnisse

Credit risk

Financial analysis

Credit writing

Risk assessment

Commodity markets

ISDA knowledge

Tools

ISDA Master Agreements

CSA documentation

Jobbeschreibung

Job Title: Credit Analyst Contract Type: Time Type: Job Description: The Credit Analyst will be responsible for managing the credit risk on a global portfolio of counterparties. He/ She will analyze quantitative and qualitative information and provide advice and recommendations for credit limits, ratings and other credit terms. The position is also responsible for supporting the negotiation of credit matters with external counterparties.

Main Responsibilities

• Conduct in-depth quantitative and qualitative credit assessments of counterparties
• Review and respond to day-to-day trade requests from commcerical teams, including an increasing number of structured, non-standard transactions
• Evaluate and support the structuring of complex multi-commodity and long-term transactions
• Support the negotiation and administration of credit arrangements, master trading agreements and other transaction-related documentation
• Exercise delegated authority to recommend and approve credit limits, ratings and other credit terms
• Proactively monitor and manage a portfolio of counterparties, primarily within the EMEA region, with a focus on current and potential future exposures, positions, credit developments and emerging risks
• Ensure compliance with group credit policies and procedures
• Develop and maintain effective working relationships with counterparties, financial institutions, and internal stakeholders
• Participate in credit-related system enhancements or other projects/initiatives to strengthen the company’s credit infrastructure and capabilities

Profile

• A minimum of 5 years relevant experience in credit risk
• Experience counterparties operating in commodity trading markets, particularly within base metals, precious metals, mining or metals trading sectors
• Strong financial analysis, credit writing and risk assessment skills, with the ability to form independent recommendations
• Working knowledge of master agreements commonly used in the commodities markets such as ISDA and related credit support documentation (CSA)

Our people make all the difference in our success. At Centalion, we are always looking for talented and motivated new people who will contribute to the success and growth of our company. Every day, with their know-how, expertise and passion, our people make the difference and enable us to achieve our vision. Our global business offers a wide variety of opportunities and career paths.