Corporate Relationship Manager

Metrobank; West of England; Hybrid; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Competitive salary

Discretionary annual bonus

Generous holiday allowance

Pension scheme

Healthcare

Life assurance

Colleague discounts

Job summary

Metro Bank Plc is seeking an experienced Corporate Banking professional to support a portfolio of Corporate Banking customers, build strong relationships and deliver an AMAZEING customer experience while helping customers achieve their growth ambitions.

You will work closely with Corporate Banking Directors and Managers to manage complex corporate relationships, assess financial information, and support lending decisions with robust analysis and due diligence.

Qualifications

• 3+ years in Commercial or Corporate Banking or similar.
• Outstanding relationship management with diverse stakeholders.
• Excellent credit underwriting and financial statement interpretation.
• Understanding of lending processes and customer facility management.
• Knowledge of Financial Crime and AML requirements.
• Strong communication and organisational skills.

Responsibilities

• You will support a portfolio of Corporate Banking customers, building strong relationships and delivering an AMAZEING customer experience whilst helping customers achieve their growth ambitions.
• You will work closely with Corporate Banking Directors and Managers to manage complex corporate relationships and achieve commercial objectives.
• You will gather, assess and interpret financial information to support relationship management and lending activities.
• You will evaluate lending opportunities, prepare credit proposals and undertake robust financial analysis.
• You will support ongoing management of customer facilities, including annual reviews and covenant testing.
• You will develop and maintain influential relationships with customers and intermediaries to strengthen Metro Bank's market presence.
• You will identify opportunities to deepen customer relationships and support portfolio growth.
• You will manage risk across Credit, Operational, Regulatory and Financial Crime areas.

Skills

Relationship management

Credit underwriting

Financial analysis

Risk awareness

Communication

Teamwork

Organisational skills

Customer service

Education

Finance or Banking degree

Job description

At Metro Bank, we believe the best banking experience starts with people who genuinely care. We’re not just delivering banking services - we’re building trust through authentic connections. Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long-standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

What you will do:

• You will support a portfolio of Corporate Banking customers, building strong relationships and delivering an AMAZEING customer experience whilst helping customers achieve their growth ambitions.
• You will work closely with Corporate Banking Directors and Corporate Banking Managers to manage complex corporate relationships, ensuring customer, risk and commercial objectives are achieved.
• You will gather, assess and interpret financial information, including financial statements, management accounts, profit and loss statements and cash flow information to support relationship management and lending activities.
• You will evaluate lending opportunities, prepare credit proposals and undertake robust financial analysis to support quality lending decisions for Corporate Banking customers.
• You will support the ongoing management of customer facilities, including annual reviews, covenant testing, conditions subsequent and customer due diligence requirements.
• You will work closely with Credit, Lending & Securities, Lending Operations, Financial Crime Risk & Controls and Regional Banking teams to deliver the best outcomes for customers.
• You will develop and maintain influential relationships with customers, intermediaries and professional contacts, helping to strengthen Metro Bank's presence and reputation in the market.
• You will identify opportunities to deepen customer relationships and support the growth of the Corporate Banking portfolio.
• You will act with integrity at all times, championing Metro Bank's values and setting the standard when working with customers, intermediaries and colleagues.
• You will manage all aspects of risk within your role, including Credit, Operational, Regulatory and Financial Crime risk.
• And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.

What you will need:

• A minimum of three years’ experience within Commercial or Corporate Banking, preferably in a role with similar responsibilities.
• Outstanding relationship management skills, with experience of building credibility and developing relationships with customers, colleagues and stakeholders at different levels.
• Excellent credit underwriting skills, with a track record of understanding large SMEs and Mid-Corporate customers.
• Experience of credit writing, financial analysis and report writing, with the ability to interpret financial statements, management accounts, profit and loss statements and cash flow information.
• An in-depth understanding of the commercial lending process, from start to completion, and the ongoing management of customer facilities.
• Strong knowledge of Financial Crime and Anti-Money Laundering requirements, as well as Treating Customers Fairly and conduct expectations.
• Strong operational and credit risk awareness, with the ability to make decisions based on insight and knowledge.
• Good knowledge of different industries and sectors, including how they perform financially and structurally.
• Excellent communication, teamwork and organisational skills, with the ability to manage multiple responsibilities and prioritise effectively in a fast-paced environment.
• A passion for delivering AMAZEING customer service, creating FANS and supporting our Corporate customers and their banking requirements.
• A Finance or Banking-related degree or relevant professional qualification would be helpful but is not essential. You will be expected to work towards the Associateship of the Chartered Institute of Bankers or an equivalent qualification.

Our promise to you…

• We believe in "one in, one up" at Metro Bank, growing our own and promoting from within. That's why we're looking for an AMAZEING colleague to join our Corporate Banking team.
• We will make sure that you are well rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a range of colleague discounts!
• We will give you the training and support to succeed in your role and plenty of opportunities to progress your career, with around 40% of our recruitment coming from internal promotions.
• We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Good luck!

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