Corporate Credit Analyst

JR United Kingdom; London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

An established industry player is seeking an Assistant Vice President for Credit Risk Management to join their Corporate Credit Risk Team in London. This pivotal role involves conducting detailed credit analysis, ensuring robust risk management practices, and collaborating closely with Front Office teams. The ideal candidate will possess a degree and relevant professional qualifications, along with strong analytical skills and a proactive mindset. Join a dynamic team that values career growth and offers a competitive salary package, while making a significant impact on the bank's credit risk strategy.

Benefits

Hybrid Working

Career Growth

Impactful Work

Competitive Package

Qualifications

• Must have Investment Banking / Corporate Banking Experience.
• Experience in a credit management role with strong corporate credit analysis skills.

Responsibilities

• Conduct structured reviews of Front Office credit applications.
• Communicate risk perception and appetite for transactions.
• Monitor emerging credit risks in collaboration with Front Office.

Skills

Credit Analysis

Risk Management

Communication Skills

Interpersonal Skills

IT Literacy

Education

Degree-level education

Professional qualifications (e.g., ACA, ACCA, ACT, CFA)

Tools

Risk Management Tools

Job description

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Primary Coverage: Natural Resources - Oil, Gas, Commodity Traders

Job Type: Permanent

Location: London, Hybrid Working

Relevant Experience: Must have Investment Banking / Corporate Banking Experience

We are currently working with a leading global financial institution to recruit an Assistant Vice President (AVP) - Credit Risk Management for their Corporate Credit Risk Team in London. This is a second line of defence role, offering the opportunity to play a critical part in managing and mitigating credit risks across EMEA.

Our client is looking for a proactive and analytical professional to provide oversight and detailed analysis of corporate credit transactions, ensuring robust risk management practices and supporting sustainable growth.

Key Responsibilities

• Credit Analysis: Conduct structured reviews of Front Office credit applications, identifying and articulating risk issues and mitigations.
• Risk Appetite Communication: Clearly communicate the Credit Department’s risk perception and appetite for transactions, ensuring alignment with bank policies and procedures.
• Front Office Collaboration: Act as a trusted partner to Front Office deal teams, providing constructive challenge on risk issues while supporting timely client delivery.
• Portfolio Management: Ensure accurate obligor grading and forward-looking risk assessments within your assigned portfolio.
• Emerging Risk Monitoring: Proactively monitor and address emerging credit risks in collaboration with Front Office and other risk functions.
• Special Credits Oversight: Review Self-Assessment submissions and credit cost provisioning for Special Credits.

Your Background

• Qualifications: Degree-level education and/or relevant professional qualifications (e.g., ACA, ACCA, ACT, CFA).
• Experience: Some experience in a credit management role (1st or 2nd line), with strong corporate credit analysis skills.
• Technical Knowledge: Familiarity with corporate loan products, trade finance products, and derivative products, including relevant documentation.

Skills:

• Exceptional written and verbal communication skills, with the ability to prepare clear and concise credit papers.
• Strong interpersonal skills, with a collaborative approach to teamwork.
• High level of IT literacy and proficiency in risk management tools.

Additional Benefits

• Hybrid Working: Enjoy the flexibility of hybrid working, balancing office collaboration with remote productivity.
• Career Growth: Be part of a dynamic and supportive team, with opportunities for professional development and career progression.
• Impactful Work: Play a key role in shaping the bank’s credit risk strategy and ensuring sustainable growth.
• Competitive Package: Benefit from a salary of up to £80,000, plus a comprehensive benefits package.