Contract Credit & Lending Services Officer - 18 months

Itchy Feet; Jersey Marine; On-site; GBP 42,000 - 64,000; Full time

Job summary

Itchy Feet is seeking a Credit and Lending Services Legal Officer on a full-time 18-month fixed-term contract to support lending documentation, drawdowns and post-drawdown activities. The role combines legal support with credit and risk controls across the loan lifecycle.

You will guide the lending team, manage records, coordinate with external lawyers, and help ensure compliance with internal processes and client service standards in a dynamic banking environment.

Qualifications

• Legal experience as paralegal or legal assistant, or relevant credit operations experience.
• Experience in property transactions, banking or secured lending is desirable.
• Familiarity with lending documentation and completion processes.
• Proficiency with AI-enabled productivity tools and strong quality focus.

Responsibilities

• Support the completion of lending transactions, including drafting and executing documents.
• Manage transactions through drawdown and ongoing credit matters.
• Provide guidance to the lending team on client or transaction issues.
• Identify and escalate legal, credit, operational or completion-related matters.
• Ensure adherence to internal processes for risk and record-keeping.
• Coordinate post-drawdown activities and update client records in systems.

Skills

Legal experience

Communication skills

Organised

Microsoft Word

Microsoft Excel

AI productivity tools

Client service

Tools

Microsoft Word

Microsoft Excel

Job description

Our client is seeking a full-time Credit and Lending Services Legal Officer for an 18-month fixed-term contract. In this dynamic role, you will be part of the Credit and Lending Services Team, supporting the execution, completion, and management of lending transactions throughout the loan lifecycle. This position combines legal support with technical aspects of lending, ensuring all processes adhere to internal legal, credit, operational, and risk management requirements, thereby preserving a high standard of client service and professionalism.

Job Duties:

• Support the completion of lending transactions, including the preparation and execution of lending documentation, and handle simpler transactions through to completion.
• Manage lending transactions through to drawdown and beyond, monitoring related credit matters.
• Provide guidance to the lending team on client or transaction issues that arise.
• Identify, escalation, and assist in resolving legal, credit, operational, or completion-related matters in a timely manner.
• Ensure adherence to internal processes to effectively manage legal, credit, and operational risk.
• Coordinate matters post-drawdown, including standing order arrangements, client care communications, and necessary record updates.
• Respond to enquiries from relationship managers and external parties, providing progress updates on lending matters.
• Maintain accurate and up-to-date security and loan records in accordance with internal protocols.
• Support effective management of the Bank's legal, credit, and operational risk regarding its lending portfolio.
• Update client and lending records in the banking system to ensure correctness and completeness.
• Collaborate with and instruct external counsel regarding new loan facilities, renewals, and related security matters.
• Draft, finalise, and issue facility documentation for new loans, renewals, and amendments.
• Maintain precedent documentation for the lending services' document bank.
• Participate in projects that enhance team efficiency and keep up with technological advancements.
• Identify opportunities to improve lending processes and strengthen controls.
• Assist in reporting on lending transactions, portfolio matters, and compliance status, liaising with relevant colleagues as necessary.
• Review facility documentation prepared by colleagues and verify new loan completions, providing sign-off where authorised.

Job Requirements:

• Legal experience as a paralegal or legal assistant, or relevant experience in credit operations, lending administration, or deal management.
• Experience in property transactions, banking and finance, or secured lending is desirable.
• Familiarity with lending documentation and completion processes, or willingness to develop this knowledge.
• Proficient in AI-enabled productivity tools for enhancing efficiency and aiding decision-making, with a focus on accountability and quality.
• Excellent verbal and written communication skills.
• Client-focused, dedicated to delivering high-quality service to both clients and colleagues.
• Highly organised, collaborative team player with a commercial outlook.
• Enthusiastic and proactive, adaptable to a busy, time-sensitive environment.
• Ability to manage a varied workload and prioritise effectively.
• Methodical, detail-oriented, and thorough in documentation and record-keeping.
• Confident user of Microsoft Office, especially Word and Excel.

What You'll Love:

Our client fosters a unique culture supporting an inclusive and vibrant working environment. You will enjoy a comfortable setting conducive to teamwork and collaboration, fostering both personal and professional growth. This role encompasses a strong emphasis on collective achievement and maintaining high standards of service and professionalism.

Could this be the right opportunity for you?