Compliance Manager

Together; Cheadle; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading company in the mortgage and lending sector is seeking a Compliance Manager to ensure adherence to regulatory standards and support business units in compliance matters. The role involves providing advice, conducting risk assessments, and promoting a positive compliance culture within a dynamic environment. Ideal candidates will have a strong regulatory background, excellent communication skills, and an interest in technology and innovation.

Benefits

26 days holiday plus bank holidays

Discretionary annual bonus

Matched pension contribution

Health cash plan

Private medical insurance

Life assurance

Free local gym access

Qualifications

• Good working knowledge of regulatory handbooks, especially MCOB and Consumer Duty.
• Ability to interpret and apply regulatory standards.
• Strong written and verbal communication skills.

Responsibilities

• Provide regulatory advice to business units.
• Review customer communications and business policies.
• Conduct horizon scanning for regulatory developments.

Skills

Regulatory knowledge

Communication

Judgement

Inquisitive mindset

Technology interest

Education

Experience in compliance or regulatory advisory role

Job description

Company Description

Benefits of working at Together

• 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
• Free access to company holiday homes
• Buy & sell holidays
• Discretionary annual bonus plus an additional Shared Reward Bonus
• Matched pension contribution
• Health cash plan plus Private medical insurance
• Life assurance and Critical illness cover
• Travel season ticket loans and Ride to work scheme
• Free local gym access
• Local bar / restaurant discounts

Company Description

We're Together. For over 50 years, we've helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.

We take the time to understand our customers and our door is always open, so we can often help when other lenders can't or won't. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.

Job Description

As a Compliance Manager you will be responsible for providing second line of defence regulatory and conduct advice, supporting the business to understand and meet regulatory requirements consistently and appropriately. The role partners with business units particularly across Product, Sales, Operations and Intermediary Relations to deliver proportionate advice, challenge and oversight. The role sits under the leadership of the Group Head of Compliance and the Chief Compliance Officer, that operates both regulated and unregulated Group entities, providing oversight, assurance and insight into conduct and compliance matters within a dynamic and fast-paced business. Key aspects of the role include providing regulatory input into business activities, assessing business incidents for potential regulatory breaches, horizon scanning and promoting a positive compliance culture.

As a Compliance Manager you will be involved in:

Regulatory Advice and Support

• Provide timely and practical regulatory advice to business unites, helping them meet compliance requirements while supporting good customer outcomes
• Review and challenge customer communications, business policies, frameworks and procedures to ensure they reflect regulatory expectations and internal standards.

Governance and Oversight

• Attend relevant working groups and operational forums to provide compliance input, support regulatory adherence in business change activities
• Maintain and update compliance policies, procedures and guidance documents
• Conduct Horizon Scanning activities to identify regulatory developments and summarise key impacts for the Compliance team and business stakeholders.

Business Partnering and Operational Support

• Build effective working relationships with business stakeholders, supporting their understanding of regulatory obligations

Conduct Risk and Culture

• Support identification, assessment and escalation of conduct and regulatory risks within business operations

Reporting and Management Information

Innovation and Continuous Improvement

• Support the identification and implementation of innovative technologies, including AI and automation

Qualifications

Essential:

• Good working knowledge of the regulatory handbooks and associated guides and codes of practice, particularly in relation to MCOB and Consumer Duty requirements
• Ability to understand, interpret and apply regulatory standards to business activities, policies and governance frameworks
• Previous experience in a compliance or regulatory advisory role, ideally within the mortgage, lending or broader financial services industry
• A natural inquisitive mindset with a strong appetite for horizon-scanning and being able to think laterally about emerging risks, regulatory changes, and opportunities for the company.
• Sound judgement with the ability to assess situations, foresee risks and opportunities, and escalate appropriately when needed
• Strong written and verbal communication skills, able to convey complex information clearly and professionally, influence stakeholders and support effective decision making
• An interest in technology, innovation and emerging tools (including AI) to support the evolution and efficincy of compliance processes.

Additional Information

If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.

Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference - we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don't hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.