Compliance Analyst

Visa; London; Hybrid; GBP 35,000 - 55,000; Full time

Job summary

Visa is looking for an Operations Analyst to manage compliance in its payment processing operations. This role involves investigating high-risk payments, documenting audit rationales, and ensuring adherence to regulatory obligations. Ideal candidates will excel in a fast-paced environment, with a focus on compliance best practices.

Qualifications

• Experience in financial services or compliance is essential.
• Transaction monitoring experience preferred.
• Understanding of compliance standards highly desirable.

Responsibilities

• Conduct onboarding counterparty due diligence.
• Review high-risk payments based on various criteria.
• Identify and escalate suspected financial crimes.

Skills

Attention to detail

Communication skills

Team player

Education

ICA AML, Compliance, or Financial Crime Diplomas

Job description

Company Description

Fascinated by the future and captivated by technology? Smart, driven, and eager to make a difference in the world? You will fit right in.

By joining one of our teams at Visa Payments Limited, a division of Visa Inc. since 2019, you’ll have an opportunity to shape the payments experience globally. As part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable, and secure payment network, enabling individuals, businesses, and economies to thrive.

Visa Payments Limited is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network.

Our global team of 18,000 individuals brings unique backgrounds, perspectives, and experiences. We value quality of life both within and outside of work, offering flexible schedules and wellness programs, supporting a healthy work/life balance for everyone.

If you believe you can support the Visa family as an Operations Analyst, we want to hear from you.

You're an individual. We're the team for you. Together, let's transform how the world pays.

Job Description

The compliance-risk control framework includes financial crime compliance and regulatory compliance. Focus areas include Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), Sanctions & Anti-Bribery and Corruption (ABC), and related obligations such as KYC, KYCB, and CDD, primarily including:

• Onboarding counterparty due diligence
• Transactional monitoring
• Sanctions screening
• Suspicious activity identification, monitoring, and reporting

What we expect of you, day to day

• Develop understanding of Visa Payments’ operations and payment processes
• Review and investigate high-risk payments based on geography, currency, and business nature
• Document rationales in detail for audit purposes
• Handle escalations from team specialists and escalate as needed
• Stay updated on regulatory obligations and react to global events
• Identify trends and use data to suggest improvements
• Identify and escalate suspected financial crimes, following reporting procedures
• Respond to queries promptly within SLAs and deadlines
• Assist in developing management information aligned with regulatory and internal policies
• Review new controls to mitigate risks and reduce false positives
• Support demonstrations of the business, products, and control frameworks to stakeholders
• Ensure client activities are within legal parameters, utilizing screening and monitoring systems
• Promote and advise on best compliance practices
• Model and promote company values across all activities

This position is hybrid; specific in-office days will be confirmed by your manager.

Qualifications

• All qualifications considered; professional qualifications such as ICA AML, Compliance, or Financial Crime Diplomas are desirable but not essential
• Experience in financial services, payments, FX, or compliance
• Transaction monitoring experience preferred
• Understanding of IT systems, operational, or product development in payment environments, especially e-Commerce
• Experience in processing service organizations
• Knowledge of compliance procedures
• Cryptocurrency and blockchain transaction monitoring experience, with familiarity with compliance standards, is highly desirable

Your Personal Attributes

• Courteous, friendly, and a team player
• Strong communication skills, both written and oral
• Attention to detail, especially in regulatory contexts
• Independent and efficient in meeting deadlines
• Process-oriented and diligent

Additional Information

Visa is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or veteran status. We also consider qualified applicants with criminal histories in accordance with EEOC guidelines and local laws.