Complaints Manager

Zego; Calverley; Hybrid; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Market-competitive salary

Annual performance bonus

Share options

Private medical insurance

Pension, generous holiday, and £1,000/

Cutting-edge systems and tools

Job summary

Zego is seeking a strategic leader to head its complaints function across Customer Support, FOS Complaints and Claims, ensuring compliance with DISP and the Consumer Duty.

You will own the operating model, drive RCA and continuous improvement, and supervise regulatory reporting and governance interactions with Legal and Claims leadership.

This role demands an AI-first approach, strong leadership, and a track record in FCA-regulated environments to deliver fair, accurate outcomes.

Qualifications

• Proven experience managing a complaints resolution team within FCA-regulated financial services
• Strong Motor Insurance Claims process knowledge
• Solid DISP, Consumer Duty, and ICOBS understanding
• Root cause analysis with measurable impact on MI and dashboards
• Experience representing a complaints or claims team at governance forums or audits
• AI-first mindset with daily curiosity and ownership

Responsibilities

• Lead the complaints function spanning Customer Support, FOS Complaints, and Claims
• Own operating model, quality, and regulatory reporting
• Drive RCA framework and continuous improvement across people, process, and governance
• Oversee FOS referrals and Final Response Letters sign-off
• Deliver FCA regulatory reporting including DISP returns
• Build relationships with FOS and manage outcomes and lessons learned
• Conduct monthly customer outcome assessments under PRIN 2A
• Ensure vulnerable customer handling meets regulatory standards
• Oversee monthly complaints dashboard and governance/audit activities

Skills

FCA-regulated experience

Motor Insurance Claims

DISP knowledge

Consumer Duty knowledge

ICOBS knowledge

Root cause analysis

AI-driven dashboards

Governance forums representation

Regulatory reporting accuracy

Leadership of complaints team

Education

Cert CII or Dip CII

Tools

ShareDo

Snowflake

Looker

Job description

About Zego

Insurance hasn’t changed much in over a century. The way we live, work and travel has.

Good drivers are the entire point of Zego. Seven in 10 drivers on the road are consistently good, but until telematics came along there was no way to prove it, so nearly everyone paid a price based on averages. Zego is the company built to change that.

At Zego, we’re leading the AI evolution in insurance.

We move fast, without the layers that usually slow things down. AI takes the routine work off every team, from Finance to Product to Marketing, so people ship real code and launch custom dashboards in minutes. Engineering commits are entirely AI-assisted, which shifts the focus from team size to the quality of your thinking, and our data warehouse connects directly to an AI assistant for instant answers. Backed by a modern tech stack (Claude Code, Snowflake, Figma and Zapier) and a commitment to adopting new tools in days rather than quarters, you get complete ownership to do the most impactful work of your career.

Purpose of the role

This is a new role with real scope. You will lead Zego's complaints function - spanning Customer Support, FOS Complaints, and Claims - and own how we meet our obligations under DISP and the Consumer Duty.

You set standards, not caseloads. You will be accountable for team performance, the quality and fairness of outcomes, and the accuracy of our regulatory reporting. You will own the operating model and drive continuous improvement across people, process, governance, and technology - from root cause analysis and MI reporting to vulnerable customer handling and calibration.

The role reports to the Head of Technical Claims, Complaints and QA, works closely with Legal, Compliance, and Claims leadership, and represents complaints at governance forums and in regulatory and audit activity.

If you want a function that performs consistently, develops its people, and reaches decisions that hold up under scrutiny -from customers, FOS, and regulators -this is where you build it.

What you will be doing

Team Leadership

• Line manage Team Leaders, setting expectations and developing their capability
• Own function performance against quality, volume, timeliness, and regulatory targets
• Act as escalation point for complex or high-risk complaints

Root Cause Analysis & Continuous Improvement

• Own the end-to-end RCA framework- monthly, quarterly, and annually
• Ensure every theme has a named owner, action plan, and measured outcome
• Translate findings into process, product, or policy recommendations

Regulatory Compliance & FOS

• Oversee FOS referrals and hold sign-off authority on Final Response Letters
• Deliver accurate FCA regulatory reporting, including DISP returns
• Build and own a relationship with FOS, manage decisions, implementations and lessons learned

Consumer Duty & Customer Outcomes

• Conduct monthly customer outcome assessments under PRIN 2A
• Ensure vulnerable customer handling meets regulatory standards
• Oversee negative sentiment reporting across review and social platforms

Quality, Governance & MI

• Oversee complaint handler competence in line with DISP 1.2
• Ensure QA outputs feed directly into coaching and training
• Own the monthly complaints dashboard and represent complaints at governance and audit activity

What you will need to be successful

Essential:

• Proven experience managing a complaints resolution team within an FCA-regulated financial services environment, ideally insurance.
• Strong Motor Insurance Claims experience and process knowledge.
• Strong working knowledge of DISP, Consumer Duty, and ICOBS, and how these apply to day-to-day complaint handling and escalation.
• Root cause analysis experience and proven measurable impact improving complaints MI and AI driven dashboards
• Experience representing a complaints or claims team at governance forums, senior leadership briefings, or in audit and regulatory review activity.
• You work AI-first. You will use AI daily here, and we mean daily. You do not need to be an expert, but you do need to arrive curious, experiment fast, and take ownership of getting good quickly. People who wait to be trained will find this uncomfortable.

Desirable:

• Cert CII or Dip CII, or other financial services qualification.
• Direct experience managing FOS referrals and outcomes.
• Familiarity with ShareDo, Snowflake, or Looker, or equivalent case management and MI tools.

What it’s like to work at Zego

At Zego, we operate like a high-performing sports team. We come together as one, driven by ambition, backed by real support, and united by a shared mission to win.

Working here means having the backing, the coaching, and an inclusive community of Zegons across the UK and Europe who celebrate your wins and raise your game. It also means holding ourselves to high standards: moving with urgency, taking complete ownership, and embracing honest feedback that helps us continuously learn and evolve.

This is your opportunity for a career-defining experience, and one you will own.

Do not take our word for it. Read what Zegons say about us on Glassdoor.

The Zego ways of working

Teams work better with time to collaborate and space to get things done. We call it Zego Hybrid: some of us are in our central London office weekly, others monthly or quarterly. It is about finding the balance between face time and focus that produces great work and a healthy life around it.

We also make a point of getting everyone in the same room. Teams come together every quarter, and once a year the whole company does, properly. It is a serious investment and consistently one of the best parts of the year. Here is what the last one looked like.

Benefits

• Market-competitive salary, benchmarked against your function and reviewed every year
• Annual performance bonus, linked to company performance and your contribution
• Share options, a real stake in the company and a share in the future you build
• Private medical insurance, for you and your family
• Pension, generous holiday, and £1,000 a year to spend on getting to the office or learning something new
• Cutting-edge systems and tools, so you always have what you need to drive your impact

Zego, leading the AI evolution in insurance.

There’s more to Zego than just a job. Check out our blog for insights, stories and more.

We were also named Best Insurance Company 2025.

We’re an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.