Commodities Credit Analyst - Associate / AVP

JR United Kingdom; London; On-site; GBP 50,000 - 80,000; Full time

Job summary

A leading company seeks a Commodities Credit Analyst - Associate / AVP in London. The role involves credit analysis for clients, producing strategic recommendations, and engaging with various stakeholders. The candidate should possess strong financial analysis skills, be capable of effective reporting, and excel in a collaborative environment.

Qualifications

• Strong understanding of corporate financial statements.
• Experience in investment banking or institutional brokerage.
• Good knowledge of credit risk in futures and options.

Responsibilities

• Conduct qualitative and quantitative analysis of clients.
• Provide credit facility recommendations to the CRO & Credit Committee.
• Communicate with clients and manage credit facilities effectively.

Skills

Financial statement analysis

Credit risk assessment

Report writing

Presentation skills

Building relationships

Networking

Team collaboration

Education

University graduate or equivalent

Tools

MS Excel

MS Word

Bloomberg

Job description

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Commodities Credit Analyst - Associate / AVP, London

Client: Morgan McKinley

Location: London, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Views: 2

Posted: 27.06.2025

Expiry Date: 11.08.2025

Job Description:

Our client is a global financial services platform that provides market access and infrastructure services, including execution, clearing, and hedging, to clients in energy, commodities, and financial markets, acting as both a broker and a dealer.

You will take ownership of the credit analysis for a portion of the client base, in conjunction with other credit analysts, to ensure a thorough understanding of each client’s business model & financials as well as the impact of macroeconomic events on each client. You will also produce well-researched and articulated recommendations for credit facilities submitted to the Head of Credit, Head of Risk, CRO & Credit Committee.

Responsibilities:

• Qualitative and quantitative analysis of all current and potential clients & counterparties including; Corporates, Financial Institutions, Individuals, CCP’s & State Owned (or pseudo State Owned) Enterprises.
• Continual focus on global macro-economic environment with understanding of specific country factors and the impact of those factors on the credit risk assessment with regard to clients & counterparties incorporated or operating in those countries.
• Form well-researched and intellectually credible recommendations to the CRO & Credit Committee for new credit facilities and renewals.
• High levels of interaction with clients, as required, on both a domestic and international basis.
• Management information reporting where relevant on a periodic and ad hoc basis.
• Act as an advisor and subject matter expert to guide the business for all credit related items and manage the credit facility application/ review process for the allocated client base.
• Form enduring and effective working relationships across all internal departments to reinforce the firm’s client service model.
• Contribute to enhancing existing and/or implementing new credit risk policies, procedures, and processes to drive the department forward and ensure adherence to best practice.
• Communicate & escalate all relevant items to the Credit Manager, Head of Risk, and the CRO as appropriate.
• Ability to communicate with confidence and in a manner appropriate to the audience, from junior level colleagues to C-Suite executives within the firm as well as a diverse external client base.
• Effective report writing skills with an ability to distil complex information to a ‘key risks’ summary to enable management decision making.
• Strong presentation technique and experience communicating to senior management forums.
• A collaborative team player, approachable, self-efficient and influences a positive work environment.
• Resilient in a challenging, fast-paced environment.
• Ability to take a high level of responsibility.
• Excels at building relationships, networking and influencing others.
• Strategic collaborator with insight and agility, able to anticipate future challenges, ensuring operational effectiveness.

Skills and Experience:

• Strong and demonstrable understanding of corporate financial statement analysis gained ideally through an investment banking or institutional brokerage background.
• Track record in forming well researched conclusions on credit assessments including; internally modelled credit ratings and recovery potential in the event of default.
• Understanding credit risk inherent in granting credit facilities to cover the margin requirements (initial and variation) of futures and options.
• University graduate (or equivalent) or sufficient relevant work experience.
• Good knowledge of MS Excel and Word required, Bloomberg is advantageous.
• Experience of reviewing clients that operate in the Commodities sector.
• Additional language skills other than English is desirable.
• Experience working in a regulated environment and knowledge of the risk and compliance requirements associated with this.